Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Tonya Acree

Loan Consultant

Tonya Acree NMLS #583512 is a trusted Sr. Loan Consultant who is ready to make your dreams of owning a home a reality. Tonya Acree is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 265 reviews

Tonya is a great loan officer and a pleasure to work with! She was on top of it the whole time and I didn’t feel worried about anything. Thank you Tonya!

5.0

Merritt Eckles

7/8/2026

Tonya was on top of it the whole process and was so kind! I will definitely refer people to her. I felt very confident that she knew what she was doing!

5.0

Merritt E.

7/8/2026 Bonaire, GA

5.0

Lisa Ray

6/26/2026

Fantastic attitude, very personal, relatable and genuine.

5.0

Lisa A R.

6/26/2026 Cochran, GA

Tonya and Elizabeth did an amazing job keeping me informed every step of the way. No issues. Just set back and relax and the New American Funding Team Tonya and Elizabeth will handle everything for you.

5.0

Jim Young

5/21/2026

The overall communication and the professional . Both Tonya and Elizabeth where Great Thank you

5.0

James W Y.

5/20/2026 Kathleen, GA

Working with Tonya was truly one of the best parts of my home-buying journey. From the very beginning, she made what could have been a stressful process feel smooth, clear and exciting. Every question I had, no matter how small, was answered with patience and kindness and I always felt like I was in the best hands. What stood out most was how much she cared and about making sure I felt confident and comfortable along the way. If you are looking for someone who will go above and beyond, you won't find anyone better!

5.0

Luenna S.

4/10/2026 Warner Robins, GA

Tonya is great at communicating and easily reachable when I had questions

5.0

Nathan Boehm

3/15/2026

Tonya is a great loan officer and a pleasure to work with! She was on top of it the whole time and I didn’t feel worried about anything. Thank you Tonya!

5.0

Merritt Eckles

7/8/2026

Tonya was on top of it the whole process and was so kind! I will definitely refer people to her. I felt very confident that she knew what she was doing!

5.0

Merritt E.

7/8/2026 Bonaire, GA

5.0

Lisa Ray

6/26/2026

Fantastic attitude, very personal, relatable and genuine.

5.0

Lisa A R.

6/26/2026 Cochran, GA

5.0

Jim Young

5/21/2026

The overall communication and the professional . Both Tonya and Elizabeth where Great Thank you

5.0

James W Y.

5/20/2026 Kathleen, GA

5.0

Luenna S.

4/10/2026 Warner Robins, GA

Tonya is great at communicating and easily reachable when I had questions

5.0

Nathan Boehm

3/15/2026

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Tonya Acree

CLOSE FASTER WITH NAF CASH

Key Benefits

Tonya Acree

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Tonya Acree

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.