Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Todd Wagner

Loan Consultant

Todd Wagner NMLS #327294 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Todd Wagner is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

Customer Reviews

Our Customers Love Us!

4.8/5 Based on 105 reviews

From the very start to the very end it was made so easy and no stress so friendly and helpful in any and every way

5.0

Amanda J.

6/21/2026 Williston, ND

the Group of people from NAF I worked with made my whole loan process seamlessly smooth. They walked me through every step with exceptional detail and professionalism. All parties were easy to reach and communication with.

5.0

Madison P.

6/19/2026 Stanchfield, MN

Great communication. Every step was the process what explained and clear!

4.5

Kate E M.

6/18/2026 SAINT PAUL, MN

All the team and how much work is involved in getting a loan and i experienced the best team because we had a goal to meet and we got the goal i couldn't emphasize enough how hard they worked together to make our dreams come true we will always remember the A Team thank you guys for everything

5.0

Barry J.

6/18/2026 Williston, ND

Things were quick and smooth. Great people to work within!!

5.0

Joel U.

5/2/2026 Moorhead, MN

Todd and all staff who assisted us with our loan application through closing. Buying a house can be stressful but working with Todd and staff made the loan process go very smooth. Thank you very much!

5.0

Maria E.

3/11/2026 OTSEGO, MN

Todd followed through with his word very impressed

5.0

Sean P C.

2/13/2026 Saint Paul, MN

A team that is very professional up front and personable it was like talking to someone I have known for years.

5.0

Keith P.

1/23/2026 Palisade, MN

From the very start to the very end it was made so easy and no stress so friendly and helpful in any and every way

5.0

Amanda J.

6/21/2026 Williston, ND

5.0

Madison P.

6/19/2026 Stanchfield, MN

Great communication. Every step was the process what explained and clear!

4.5

Kate E M.

6/18/2026 SAINT PAUL, MN

5.0

Barry J.

6/18/2026 Williston, ND

Things were quick and smooth. Great people to work within!!

5.0

Joel U.

5/2/2026 Moorhead, MN

5.0

Maria E.

3/11/2026 OTSEGO, MN

Todd followed through with his word very impressed

5.0

Sean P C.

2/13/2026 Saint Paul, MN

A team that is very professional up front and personable it was like talking to someone I have known for years.

5.0

Keith P.

1/23/2026 Palisade, MN

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Todd Wagner

CLOSE FASTER WITH NAF CASH

Key Benefits

Todd Wagner

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Todd Wagner

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.