Steven Kelly

Hi, I’m Steven A. Kelly II, and I’ve been helping people navigate the mortgage world since 2003 (with a few breaks along the way!). I’m passionate about guiding you through the process, whether you’re a first-time homebuyer, looking into VA or FHA loans, or exploring down payment assistance options. I’m licensed in Texas, California, Florida, Arizona, North Carolina, and Michigan, and I’m here to help make your home financing experience as smooth...

Hi, I’m Steven A. Kelly II, and I’ve been helping people navigate the mortgage world since 2003 (with a few breaks along the way!). I’m passionate about guiding you through the process, whether you’re a first-time homebuyer, looking into VA or FHA loans, or exploring down payment assistance options. I’m licensed in Texas, California, Florida, Arizona, North Carolina, and Michigan, and I’m here to help make your home financing experience as smooth as possible.

What matters most to me is understanding why you’re looking for a home loan—what goals and dreams you have. By really listening to my clients, I’m able to match them with the right loan programs and terms that fit their needs. My goal is to build long-lasting relationships, so I can be your Loan Officer for life—and someone you can confidently refer to your family and friends.

Beyond mortgages, I’m all about family. I’m a proud dad to a beautiful daughter and a husband to an amazing wife. We have two dogs who are part of the family, too! When I’m not working, you can usually find me enjoying some of my favorite activities—surfing, golfing, snowboarding, pickleball, cooking, or spending quality time with my family. My family and I are also involved in outreach work, supporting those struggling with addiction and depression through our church and networking groups.

If you’re looking for a Loan Officer who truly cares about your goals and will be there every step of the way, I’d love to connect with you.

Pre-Approval Advisor, NMLS 1368439