Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Stephen Ferris

Loan Consultant

My name is Stephen Ferris, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Loan Consultant, NMLS #280492, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 45 reviews

Stephen was wonderful and very helpful during the loan process!

5.0

Julie Jones

6/22/2026

Stephen was wonderful through the whole process with my clients and I. We had a lot of questions and he was always there to help!

5.0

Julie J.

6/22/2026 Dayton, TX

Stephen is absolutely amazing. My clients and I learned so much with Stephen and he takes so much time out with us. He's very patient and will answer your questions. However, many times is needed.

5.0

Tonisha F.

6/22/2026 Iowa Colony, TX

Very responsive and informative

4.8

Robin Denise B.

5/11/2026 HOCKLEY, TX

Awesome team

5.0

Ronald Brown

5/8/2026

Complete package

5.0

Ronald Marvin B.

5/8/2026 HOCKLEY, TX

Stephen Ferris and his Team were outstanding! They made good on their word of closing on time and as a matter of a fact they got us closed a day earlier than expected. Great customer service, kept promises and even exceeded those, but very blunt and to the point (No messing around and making sure that you fix or explain things with no hesitation). In order for them to be on top off everything you \"MUST\" be to! If not then you cant blame them! I would definitely be utilizing New American Funding again and recommending yall everywhere!

5.0

Brandon Jones

4/17/2026

Stephen Ferris and his Team were outstanding! They made good on their word of closing on time and as a matter of a fact they got us closed a day earlier than expected. Great customer service, kept promises and even exceeded those, but very blunt and to the point (No messing around and making sure that you fix or explain things with no hesitation)! I would definitely be utilizing New American Funding again and recommending yall everywhere!

5.0

Brandon Keith J.

4/17/2026 HUFFMAN, TX