Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Ryon Gray

Loan Consultant

Ryon Gray is a dedicated Sr. Loan Consultant with solid experience in home loan origination. Ryon Gray, NMLS #1213488 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Customer Reviews

Our Customers Love Us!

5.0/5 Based on 5 reviews

Working with Ryon as our loan consultant was an outstanding experience from start to finish. He was an excellent communicator, always quick to respond, clear in his explanations, and proactive about keeping us informed at every step of the process. Buying a home can feel overwhelming, but Ryon made everything straightforward and easy to understand. He’s incredibly knowledgeable and was able to confidently answer all of our questions while also anticipating things we hadn’t even thought of yet. On top of that, he’s genuinely friendly and easy to work with, which made a big difference during what can be a stressful time. We always felt like we were in good hands and that he truly cared about helping us make the best decisions. I would highly recommend Ryon to anyone looking for a trustworthy, responsive, and knowledgeable loan consultant.

5.0

Maggie G.

2/13/2026 Reno, NV

5.0

Brandy Cox

2/26/2025

Ryon is the BEST! No excuses! No BS! He has always been a very straightforward and stand up person. I APPRECIATE HIM AND FOLLWED HIM FROM GNCU!!!!!

5.0

Tina Schmidt

3/31/2025

Ryon is the BEST! No excuses! No BS! He has always been a very straightforward and stand up person. I APPRECIATE HIM AND FOLLWED HIM FROM GNCU!!!!!

5.0

Christina Louise S.

3/31/2025 Stagecoach, NV

Ryon never hesitated to call when something needed to be explained and was proactive in communication.

5.0

Brandy C.

2/26/2025 Blythe, CA

5.0

Maggie G.

2/13/2026 Reno, NV

5.0

Brandy Cox

2/26/2025

Ryon is the BEST! No excuses! No BS! He has always been a very straightforward and stand up person. I APPRECIATE HIM AND FOLLWED HIM FROM GNCU!!!!!

5.0

Tina Schmidt

3/31/2025

Ryon is the BEST! No excuses! No BS! He has always been a very straightforward and stand up person. I APPRECIATE HIM AND FOLLWED HIM FROM GNCU!!!!!

5.0

Christina Louise S.

3/31/2025 Stagecoach, NV

Ryon never hesitated to call when something needed to be explained and was proactive in communication.

5.0

Brandy C.

2/26/2025 Blythe, CA

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Ryon Gray

CLOSE FASTER WITH NAF CASH

Key Benefits

Ryon Gray

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Ryon Gray

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.