Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Reed Ross

Sr. Loan Officer

Reed Ross is a dedicated Sr. Loan Officer with solid experience in home loan origination. Reed Ross, NMLS #732563 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Customer Reviews

Our Customers Love Us!

4.7/5 Based on 22 reviews

Reed helped us refinance when we needed it most. We had a couple of not-so-great experiences with previous loan officers, so we truly mean it when we say Reed saved the day. We had a unique situation, but regardless, Reed was able to get our new loan closed quickly and efficiently

5.0

Erika D.

6/20/2026 Grand Rapids, MI

I recently worked with Mr Rick Ross at NAF to secure a HELOC and I couldn't be happier with the experience. From the beginning Mr Ross took the time to clearly explain the draw periods, repayment terms and variable. Mr Ross were incredibly responsive to my emails and voice messages and kept the entire underwriting process moving smoothly. I want to say: And huge Thank you to Mr Ross and Mr Palmieri. I would highly recommend NAF. Sonya

5.0

Sonya A M.

5/19/2026 Columbia, MD

Reed was phenomenal. I would not hesitate to recommend him to anyone. Ana not so much. Zero communication from her throughout the process. The communication I did get from her was not clear.

5.0

Cristy R.

4/9/2026 Guilford, CT

Very responsive and helpful

4.7

Stephen R.

4/8/2026 Chesterfield, MO

Reed was always available to address our questions/concerns, and the process went just as he said it would.

5.0

Kristina M.

4/8/2026 Vernon, CT

Very responsive and informative throughout the entire process.

5.0

Tara R.

3/31/2026 Port St. Lucie, FL

I enjoyed talking with Reed, very profesional and responsive

4.8

Katherine O.

3/10/2026 Wilton, CT

Always communicated and call back as needed. Very pleasant!

5.0

Steven Anthony S.

2/16/2026 Lewistown, MT

5.0

Erika D.

6/20/2026 Grand Rapids, MI

5.0

Sonya A M.

5/19/2026 Columbia, MD

Reed was phenomenal. I would not hesitate to recommend him to anyone. Ana not so much. Zero communication from her throughout the process. The communication I did get from her was not clear.

5.0

Cristy R.

4/9/2026 Guilford, CT

Very responsive and helpful

4.7

Stephen R.

4/8/2026 Chesterfield, MO

Reed was always available to address our questions/concerns, and the process went just as he said it would.

5.0

Kristina M.

4/8/2026 Vernon, CT

Very responsive and informative throughout the entire process.

5.0

Tara R.

3/31/2026 Port St. Lucie, FL

I enjoyed talking with Reed, very profesional and responsive

4.8

Katherine O.

3/10/2026 Wilton, CT

Always communicated and call back as needed. Very pleasant!

5.0

Steven Anthony S.

2/16/2026 Lewistown, MT

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Reed Ross

CLOSE FASTER WITH NAF CASH

Key Benefits

Reed Ross

Sr. Loan Officer

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Reed Ross

Sr. Loan Officer

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.