Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Rachel Elvira

Loan Consultant

Rachel Elvira is a dedicated Loan Consultant with solid experience in home loan origination. Rachel Elvira, NMLS #1979387 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 20 reviews

Rachel is amazing! We ran into so many challenges that she helped overcome either by providing clear instructions or information required to obtain various documens. She also went above and beyond to ensure we understood what was happening and what options we had to move forward. I've only bought / sold a house three times in my life, but this was by far the most difficult. Because of Rachel's expertise, knowledge, professionalism, and effective communication, she set so many anxieties and worries at ease so we could focus on the truly important actions that lead us to our dream home!

5.0

Shannon L.

5/4/2026 Beckley, WV

Rachel is always on top of things! Her clients are her number one priority!

5.0

Christy M.

5/1/2026 Beckley, WV

Rachel is very pleasant to work with. She explained everything in great detail. Anytime i had questions she was always quick to answer me back Which made the process very smooth. Very great experience with Rachel.

5.0

Michael Shaun E.

4/29/2026 Pax, WV

Worked with us on the difficult situations

3.7

Timothy H.

3/7/2026 Oak Hill, WV

Solely Rachel essentially, everything else was a

4.8

Michael W W.

2/27/2026 Jumping Branch, WV

RACHEL ELVIRA WAS ABSOLUTELY AWESOME ?? SHE WAS AVAILABLE FOR OUR QUESTIONS DAY OR NIGHT ?? I WOULD DO IT ALL AGAIN WITH THE EXPERTISE OF RACHEL AND NAF ?? THANK YOU SO SO MUCH RACHEL ?? YOU'RE SIMPLY \"THE BEST\" ??

5.0

Sharon J C.

2/17/2026 Beckley, WV

The patience and comfort that was offered through this process made things so miuch easier. The knowledge and expertise of the agent assures you that you are making the right choice.

5.0

Kaysha J.

12/6/2025 Cross Lanes, WV

Easy to communicate with. Explained everything during the

5.0

Teresa Patricia D.

11/14/2025 Flatwoods, WV

5.0