Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Herman Chenier

Branch Manager

Phil graduated from the Cal State University system with a degree in English. After graduation he became a loan officer and has since arranged thousands of loans for all levels of buyers. Phil is a state licensed loan officer for New American Funding who arranges loans in Los Angeles and Orange Counties. He has a long history of working with first, second and multiple time home buyers. He attributes his high success rate at arran...

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 69 reviews

5.0

Cathy

6/23/2026

Great communication.

5.0

Catherine Maria B.

6/19/2026 Tujunga, CA

It is always a pleasure to work with Phil ar at NAF and his colleagues. They are patient, follow-up and are always available when we call or email.

5.0

Alicia E.

4/19/2026 Bellflower, CA

This transaction wasn’t easy due to my situation, but their team went above and beyond to make sure everything stayed on track. Because of their support, expertise, and persistence, we were able to close before the deadline. I’m very thankful for their dedication and would highly recommend them

5.0

christopher Alcayde

3/29/2026

5.0

Christopher A.

3/29/2026 Moreno Valley, CA

5.0

Aida Astorga

3/9/2026

Your team are exelente person more Eva and Cruz these ladies are great.

5.0

Aida A V.

3/9/2026 El Centro, CA

Phil and his team were flexible to provide s Spanish speaking team member to help assist the buyer understand the loan process and provide clear understanding of the loan process.

5.0

Gregg C.

3/3/2026 El Centro, CA

5.0