Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Michael Ecker

Loan Consultant

My name is Mike Ecker, I am a 22 year mortgage veteran and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Loan Consultant, NMLS #557814, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice. I specialize in Conventional, FHA, VA, USDA, and First Time Home Buyer Grants Loans.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 165 reviews

Upfront and made process enjoyable

5.0

Mark P.

7/14/2026 Westville, NJ

Great communication and got it done quickly!

4.7

Wendy S.

7/14/2026 Salem, NJ

Mike was absolutely incredible to work with. He was always quick to respond, highly accessible, and more than willing to patiently talk through every step of the mortgage process. From our very first phone call all the way to closing day, Mike guided me to the best possible decisions with zero pressure. I couldn’t have asked for a better experience, and I will 100% be referring everyone I know to him!

5.0

Ronald W.

7/9/2026 Sicklerville, NJ

Very personable and knowledgeable

5.0

Lorrie H K.

6/28/2026 Little Egg Harbor Town, NJ

I had a short runway to my closing and NAF team made sure all things were handled in short order Mike Ecker and Maria Focht are truly professionals in every way

5.0

Michael K S.

6/27/2026 Little Egg Harbor Town, NJ

Mike was awesome to work with. He was very responsive and ran numbers for each house we were interested in, and did so in a timely fashion. His knowledge and expertise gave us comfort in a stressful process. He and his team were great to work with!

5.0

John R.

6/24/2026 Wenonah, NJ

This is my second time working with Mike and he helped make this process as easy as possible . Always quick to respond and getting things done

5.0

Kaitlin L A.

5/27/2026 Glendora, NJ

mike was always there to answer my calls and texts to answer any questions i had. he was patient and willing to work with me.

4.7

Aidan C O.

5/26/2026 Pennsville, NJ

Upfront and made process enjoyable

5.0

Mark P.

7/14/2026 Westville, NJ

Great communication and got it done quickly!

4.7

Wendy S.

7/14/2026 Salem, NJ

5.0

Ronald W.

7/9/2026 Sicklerville, NJ

Very personable and knowledgeable

5.0

Lorrie H K.

6/28/2026 Little Egg Harbor Town, NJ

I had a short runway to my closing and NAF team made sure all things were handled in short order Mike Ecker and Maria Focht are truly professionals in every way

5.0

Michael K S.

6/27/2026 Little Egg Harbor Town, NJ

5.0

John R.

6/24/2026 Wenonah, NJ

This is my second time working with Mike and he helped make this process as easy as possible . Always quick to respond and getting things done

5.0

Kaitlin L A.

5/27/2026 Glendora, NJ

mike was always there to answer my calls and texts to answer any questions i had. he was patient and willing to work with me.

4.7

Aidan C O.

5/26/2026 Pennsville, NJ

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Michael Ecker

CLOSE FASTER WITH NAF CASH

Key Benefits

Michael Ecker

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Michael Ecker

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.