Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Michelle Mott

Loan Consultant

Michelle Mott is a dedicated Sr. Loan Consultant with solid experience in home loan origination. Michelle Mott, NMLS #1840439 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 235 reviews

very easy to work with and knowledgeable of what we needed.

5.0

Scott K.

7/6/2026 Lincoln, IL

Michelle walked us through everything we needed to do in order to become eligible for an IHDA loan and an FHA loan. She was very patient with us when we had questions or concerns. Overall we had an excellent experience with Michelle throughout the loan process.

5.0

Lori K.

7/2/2026 Lincoln, IL

Michelle was great at communicating and answering my questions. She also provided timely information.

5.0

Jennifer D.

6/26/2026 Champaign, IL

They communicated along the way to let me know what was going on.

5.0

Thomas H.

6/23/2026 Monticello, IL

made sure that they communicated clearly emails updates and it made me feel comfortable and I will definitely refer you guys to my friends

5.0

Mykeshia L.

6/22/2026 Urbana, IL

The constant communication and reliability. It was very easy to get ahold of help and information from my lenders.

4.7

Lucius T.

6/15/2026 Champaign, IL

The communication that I got was it first time home buyer it was very relaxing knowing if I had any questions they would be here to answer them and the fact they made me feel important to help with the process

5.0

Maria T.

6/4/2026 Decatur, IL

Michelle was great with communicatio. helped and answered any questions I had.

5.0

Kyle L H.

6/4/2026 Pontiac, IL

very easy to work with and knowledgeable of what we needed.

5.0

Scott K.

7/6/2026 Lincoln, IL

5.0

Lori K.

7/2/2026 Lincoln, IL

Michelle was great at communicating and answering my questions. She also provided timely information.

5.0

Jennifer D.

6/26/2026 Champaign, IL

They communicated along the way to let me know what was going on.

5.0

Thomas H.

6/23/2026 Monticello, IL

made sure that they communicated clearly emails updates and it made me feel comfortable and I will definitely refer you guys to my friends

5.0

Mykeshia L.

6/22/2026 Urbana, IL

The constant communication and reliability. It was very easy to get ahold of help and information from my lenders.

4.7

Lucius T.

6/15/2026 Champaign, IL

5.0

Maria T.

6/4/2026 Decatur, IL

Michelle was great with communicatio. helped and answered any questions I had.

5.0

Kyle L H.

6/4/2026 Pontiac, IL

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Michelle Mott

CLOSE FASTER WITH NAF CASH

Key Benefits

Michelle Mott

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Michelle Mott

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.