Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Michael Philips

Loan Advisor

My name is Michael Philips, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Loan Advisor, NMLS #1031102, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 9 reviews

We’ve been looking for properties to purchase for a year and every time we found something, our LO Mike Phillips, was right there giving us multiple scenarios and best way to go about the transaction. We are so fortunate for his expertise and can’t recommend working with him enough!

5.0

Meghin Hanks

1/29/2024

Michael made this whole process so easy. He answered all of my questions in a timely and professional manner. He went above and beyond. I am so happy we were paired up with Michael because he made the whole process smooth. He explained everything and kept us updated in a timely manner. This man deserves a raise!!!

5.0

Brooke Richey

8/8/2024

Could have been better

5.0

Jorge Manuel L.

11/17/2024 Los Angeles, CA

The attention Mike gave - he was always available

4.8

Erika M.

11/7/2024 Covina, CA

MICHAEL PHILIPS HAD GREAT ADVICE AND WAS VERY

4.8

Michael D C.

11/5/2024 Apple Valley, CA

Michael made this whole process so easy. He answered all of my questions in a timely and professional manner. He went above and beyond. I am so happy we were paired up with Michael because he made the whole process smooth. He explained everything and kept me updated on a timely manner. This man deserves a raise!!!

5.0

Brooke Ashley R.

8/8/2024 Palmdale, CA

The whole process was smooth and seamless. I especially found the online access to the process very helpful.

5.0

Robin L H.

5/4/2024 Sacramento, CA

Mike is an expert and makes you feel that he has your best interest in my mind when discussing loan products and options. He made the transaction process very smooth and we can’t wait to work with him again !

5.0

Meghin Yasmeen H.

1/29/2024 Fallbrook, CA

5.0

Meghin Hanks

1/29/2024

5.0

Brooke Richey

8/8/2024

Could have been better

5.0

Jorge Manuel L.

11/17/2024 Los Angeles, CA

The attention Mike gave - he was always available

4.8

Erika M.

11/7/2024 Covina, CA

MICHAEL PHILIPS HAD GREAT ADVICE AND WAS VERY

4.8

Michael D C.

11/5/2024 Apple Valley, CA

Michael made this whole process so easy. He answered all of my questions in a timely and professional manner. He went above and beyond. I am so happy we were paired up with Michael because he made the whole process smooth. He explained everything and kept me updated on a timely manner. This man deserves a raise!!!

5.0

Brooke Ashley R.

8/8/2024 Palmdale, CA

The whole process was smooth and seamless. I especially found the online access to the process very helpful.

5.0

Robin L H.

5/4/2024 Sacramento, CA

5.0

Meghin Yasmeen H.

1/29/2024 Fallbrook, CA

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Michael Philips

CLOSE FASTER WITH NAF CASH

Key Benefits

Michael Philips

Loan Advisor

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Michael Philips

Loan Advisor

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.