Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Micah Filipsic

Senior Loan Consultant

Since 2006, I’ve had the privilege of walking alongside families as they make one of the biggest decisions of their lives — buying a home. With nearly 20 years in mortgage lending, I’ve learned that while real life can get messy, mortgages don’t have to be. My goal is always to simplify the process, answer every question, and make sure my clients feel at ease from start to finish.I especially enjoy working with VA Buyers as well as First-Time Hom...

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 246 reviews

Excellent service from start to finish. The team was knowledgeable, responsive, and made the loan process simple and straightforward. I highly recommend them!

5.0

LaToya Berry C.

7/10/2026 Bethalto, IL

Very smooth home buying

5.0

Matthew N.

7/8/2026 Greenville, IL

Micah was very knowledgeable and walked us through the process step by step.

5.0

Alexander D.

7/3/2026 Bethalto, IL

Our mortgage loan process with Micah and Carolyn at NAF was very smooth, efficient, and supportive. Their online portal made it super easy to upload documents, and their communication was always quick. They always answered any questions I had very efficiently and made this whole process easy to understand. I would highly recommend Micah's team for any lending needs. She stayed in the loop on the mortgage rates and got us locked in before rates went higher. Her weekly updates were always appreciated!

5.0

ROAM Design Co.

7/2/2026

Micah did a great job communicating information throughout the entire procees and was very good about keeping everyone up to speed on the status of things.

5.0

Aaron S.

7/2/2026 Belleville, IL

uur mortgage loan process with Micah and Carolyn at NAF was very smooth, efficient, and supportive. Their online portal made it super easy to upload documents, and their communication was always quick and. They always answered any questions. I had very efficiently and easy to understand. I would highly recommend Micah's team for any lending needs. She stayed in the loop on the mortgage rates and got us locked in before rates went higher. Her weekly updates were always appreciated!

5.0

Brittany N.

7/2/2026 Greenville, IL

I truly and properly cannot express how above and beyond Micah’s service, guidance, and assistance was to getting us into our dream home. She was so kind and responsive. Never at any point did I feel anything less than valid for not understanding something or needing clarification on something even if it had been answered before. She was also amazing at helping us navigate the process of approval through a few edge cases and special circumstances. Thank you Micah so so much!

5.0

Matthew Gandler (Matt)

6/22/2026

Micah. full stop, I cannot stress or express just how incredible she was every step of the way, we would not have been able to navigate this process without her

5.0

Matthew G.

6/22/2026 Chicago, IL