Give your homebuyers the competitive edge they need in today's housing market. NAF Cash allows qualified buyers to make non-contingent cash offers, helping them stand out from the competition and close on their home with confidence. Fast approvals, flexible terms, and the backing of New American Funding's trusted expertise.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Make stronger, cash-backed offers
Close in as few as 10 days
No financing contingency needed
Seamless conversion to permanent financing
About your Loan Officer
Mark Ray
Sr. Loan Officer
Mark
Ray (NMLS #789351) is a trusted Sr. Loan Officer and Sales Manager Assistant with over 15 years of
financial service experience. He is committed to providing his clients with the
very best in customer service. Mark utilizes his extensive financial knowledge
to present his clients with innovative solutions that accomplish their mortgage
goals. He is currently licensed in: AZ, CA, FL, ID, MT, NC, NJ, NM, NV, OH, OR, PA, SC, TN, ...
Mark
Ray (NMLS #789351) is a trusted Sr. Loan Officer and Sales Manager Assistant with over 15 years of
financial service experience. He is committed to providing his clients with the
very best in customer service. Mark utilizes his extensive financial knowledge
to present his clients with innovative solutions that accomplish their mortgage
goals. He is currently licensed in: AZ, CA, FL, ID, MT, NC, NJ, NM, NV, OH, OR, PA, SC, TN, TX, VA and WY.
Mark
Ray holds a Bachelor’s degree in finance with an emphasis in real estate. In
his free time he enjoys spending time with his wife, six year old daughter and one year old son.
Contact
Mark Ray today to learn how he can help you with your mortgage refinance goals!
Customer Reviews
Our Customers Love Us!
4.8/5Based on 188 reviews
Mark Ray and Nick Watts made a difference by communicating effectively and efficiently .
5.0
Andy F.
7/8/2026Van Nuys, CA
Quick & no additional money down
4.2
Chandra L W.
6/3/2026Wauseon, OH
This is my 3rd loan with Mark
He is fantastic
5.0
Daniel M. O.
5/26/2026Powell, TN
Mark was patient and very informative. He was always available to answer any and all my questions. this process was very easy with Mark assisting.
5.0
Tranell Sheeniece M.
4/2/2026Victorville, CA
MARK went above and beyond to make this happen for us. I appreciate all the hardwork he put in on my behalf . He is exceptional at his craft. !! Thank you
5.0
Lance M.
4/1/2026Phelan, CA
Mark did a fantastic job. He was. Informative, helpful and responsive. I would work with him and Kathy again
5.0
Jonathan B T.
3/30/2026Fresno, CA
Mark has incredible business acumen, superior knowledge of his product, and a passion for serving his customers . The entire team since joining NAF many years ago has been phenomenal
5.0
Angela L L.
3/29/2026Palm City, FL
Took 7 months
4.2
Melinda B.
3/26/2026Forest City, NC
Mark Ray and Nick Watts made a difference by communicating effectively and efficiently .
5.0
Andy F.
7/8/2026Van Nuys, CA
Quick & no additional money down
4.2
Chandra L W.
6/3/2026Wauseon, OH
This is my 3rd loan with Mark
He is fantastic
5.0
Daniel M. O.
5/26/2026Powell, TN
Mark was patient and very informative. He was always available to answer any and all my questions. this process was very easy with Mark assisting.
5.0
Tranell Sheeniece M.
4/2/2026Victorville, CA
MARK went above and beyond to make this happen for us. I appreciate all the hardwork he put in on my behalf . He is exceptional at his craft. !! Thank you
5.0
Lance M.
4/1/2026Phelan, CA
Mark did a fantastic job. He was. Informative, helpful and responsive. I would work with him and Kathy again
5.0
Jonathan B T.
3/30/2026Fresno, CA
Mark has incredible business acumen, superior knowledge of his product, and a passion for serving his customers . The entire team since joining NAF many years ago has been phenomenal
Get started with a custom mortgage rate quote today!
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