I cannot recommend Kyle enough. Before working with him, I was dealing with another lender who was pushing me to buy points to lower my interest and quoted me over $20,000 in closing costs — and that didn’t even include my down payment. It felt overwhelming and honestly didn’t sit right with me.
When I connected with Kyle at New American Funding, everything changed. He actually took the time to review my debt-to-income ratio and explain my options clearly instead of trying to sell me something expensive. He told me that all I needed to do was pay off a student loan to improve my DTI — no buying points, no inflated fees, no unnecessary add-ons.
Because of his guidance, my total amount due at closing — including my down payment — was less than $14,000. The difference was life-changing.
Kyle was transparent, patient, knowledgeable, and truly had my best interest in mind. He made a stressful process feel manageable and gave me confidence every step of the way. If you want someone who is honest and actually looks out for you, Kyle is the person to call.
I would absolutely work with him again.