Kristofer Hogrefe

He made transition seamless between one house that fell through and the one we ended up purchasing. He was even able to get a slightly lower apr on the second home which brought the monthly mortgage payment closer to our budget. Thanks Kris!

Kris was EXTREMELY easy to work with and never made me feel like I asked too many questions (which I did). He happily explained everything and simplified it so I understood. He was a pleasure to work with.

Great experience

Kept me in the loop

Clear communication of the loan process

I highly recommend Kris Hogrefe and his excellent team. If you are using the VA home loan, you won't do better than Kris and NAF. He helped to explain and demystify the home loan process and I am so grateful that he was there to help us along.

I was very confused about the VA loan process. Kris and his team explained and clarified everything, and Kris approaches the whole thing with the heart of a teacher. But he also has deep experience in his field and can give you important context on how the funding process works. I was so grateful to have Kris and his team working on our loan. It saved us time, stress, and money. We will definitely be returning to NAF and Kris for our refinance down the road.