John C. Smith Jr

Your Mortgage Solved: Military Discipline. MBA Precision. Mortgage Strategy. A mortgage isn't just a loan—it's one of the most powerful financial tools you'll ever use. As a Senior Loan Officer with New American Funding, I help homebuyers, homeowners, investors, and business professionals make smart mortgage decisions that align with their long-term financial goals. My background in accounting, combined with an MBA and military leadership experie...

Your Mortgage Solved: Military Discipline. MBA Precision. Mortgage Strategy.

A mortgage isn't just a loan—it's one of the most powerful financial tools you'll ever use.

As a Senior Loan Officer with New American Funding, I help homebuyers, homeowners, investors, and business professionals make smart mortgage decisions that align with their long-term financial goals. My background in accounting, combined with an MBA and military leadership experience, allows me to approach lending through both a financial and strategic lens.

Whether you're purchasing your first home, expanding a real estate portfolio, consolidating high-interest debt, or exploring advanced financing solutions, I focus on helping you understand the full financial impact of every mortgage decision—not just the interest rate.

I specialize in:

• Conventional, FHA, VA, and Jumbo financing
• Investment property and DSCR loans
• ITIN financing solutions
• Cash-out refinance strategies
• Debt consolidation and equity optimization
• Self-employed and complex income borrowers
• High-net-worth and wealth-building mortgage strategies

My mission is simple: help clients build wealth, reduce unnecessary debt, and leverage homeownership as a cornerstone of their financial plan.

Disclosures & Licensing

• John C. Smith Jr., NMLS #2655932
• New American Funding, NMLS #6606
• Equal Housing Opportunity
• Licensed in: AL, AR, CA, FL, GA, IL, KS, KY, MI, MN, MS, MO, NC, NE, OH, PA, SD, TN
• Verify licensing: nmlsconsumeraccess.org