Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Joseph Viganola

Loan Consultant

Joe Viganola NMLS #1090798 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Joe Viganola is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

Customer Reviews

Our Customers Love Us!

5.0/5 Based on 30 reviews

First I want to thank Joe for his hard work and efforts in making my dream of home ownership come true. He was diligent, Professional and consistent from preapproval to closing. If I had to do it all over again I would in a heartbeat. I look forward to referring my friends and family to Joe Viganola.

5.0

Desiree D.

9/22/2016 Teaneck, NJ

Joseph is absolutely fantastic at his job. He takes his time to explain and ensure you understand every step of the process. When you need to reach Joseph he is available and if not he gets back to you in an urgent manner.

5.0

Gary Stewart

3/23/2020 Yorktown Heights, NY

Joe and team are helpful and strive to provide high level of customer service. I recommend Joe and his team to you and you will not be disappointed with your experience!

5.0

Gidipa10

3/14/2020 Manchester, CT

Joseph made the process very pleasant with his friendly demeanor and thoroughness of answering our questions in terms we can understand. Would highly recommend Joseph and his team as they were flexible and felt sincere in wanting to help us purchase our first home.

5.0

Leslie R.

12/2/2018 Yonkers, NY

Joe was suggested through our realtor and from the moment we met, he was very personable and easy to talk to. He always answered our questions when we called and never made us feel silly for all our questions. He always made himself available and he works hard for you. Highly recommended!

5.0

Sarahandmikesciscilo

8/17/2018 North Haledon, NJ

Joe was really helpful through the wholeprocess! I am a first time home buyer and he was great about explaining all the items, answering my questions and getting things completed in a short amount of time. He was very reachable and made sure everything was taking care of. Would definitely recommend Joe to anyone buying a home!

5.0

Kqmckeon

2/23/2018 Jersey City, NJ

Joe worked with my wife and I for a full year. He was fantastic at getting us exactly what we needed. I highly recommend him. He is very easy to work with and has a great team.

5.0

Mihir Dange

2/14/2018 Jersey City, NJ

Excellent customer service and communication skills, extremely knowledgeable, offered options and was able to get us a competitive rate. Joe was very responsive to all my questions and concerns. Highly recommend and will definitely be doing business again in the future.

5.0

Teresa G.

2/13/2018 Jersey City, NJ

5.0