Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Joseph Coy

Branch Manager

Joe Coy is a dedicated Branch Manager with solid experience in home loan origination. Joe Coy, NMLS #957945 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 722 reviews

Working with Joe and his team was an exceptional experience from start to finish. As a first-time homebuyer, I had a lot of questions and naturally felt nervous throughout the process. Joe and his team were professional, knowledgeable, responsive, and incredibly supportive every step of the way. They took the time to explain everything clearly, kept me updated throughout the transaction, and made what could have been a stressful experience feel smooth and seamless. Their dedication, attention to detail, and commitment to outstanding customer service truly exceeded my expectations. I am extremely grateful for everything they did to help make my dream of homeownership a reality. I highly recommend Joe and his team to anyone looking for a trustworthy, experienced, and reliable real estate team. Thank you again for making my first home-buying experience such a memorable and positive one!

5.0

Marcos Perez

7/14/2026

Joe Coy and his entire team made our home-buying experience exceptional from start to finish. As first-time homebuyers, we had a lot of questions and weren’t sure what to expect, but they guided us through every step with patience, professionalism, and constant communication. They made what could have been a stressful process feel simple and seamless. We always felt informed and supported, and it was clear they truly cared about helping us achieve our goal of becoming homeowners. Thank you, Joe, and the entire team, for making this such a positive and memorable experience. We highly recommend New American Funding to anyone looking to buy a home!

5.0

Marcos Q P.

7/14/2026 Los Angeles, CA

Good communication and follow ups

5.0

Jacky C.

7/12/2026 Los Angeles, CA

Above and Beyong as usual

5.0

DANIEL DAX B.

7/7/2026 Valencia, CA

Amazing experience from start to finish! Our realtor was professional, honest, and incredibly helpful throughout the entire process. he made everything easy to understand and were always there when we needed him. We couldn’t be happier and highly recommend their services!

5.0

gayan udayanga

7/3/2026

5.0

Gayan K.

7/3/2026 North Hills, CA

We came to Joe late in our escrow period due to a failed loan with another comapny. he made it all work. the additonal documents were manageable and never redundant. Joe Coy and a team just get it done .

5.0

Jill Marie G.

7/2/2026 Valencia, CA

Great experience, everything explained in detail. Professional, polite, friendly, communication and informative. I would highly recommend them. Thank you for making our loan process smooth.

5.0

Alexis S.

6/28/2026 Rialto, CA

5.0