Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

James Gallagher

Loan Consultant

Jimmy Gallagher is a dedicated Loan Consultant with solid experience in home loan origination. Jimmy Gallagher, NMLS #801626 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 49 reviews

A+. Very helpful, communicative and always willing to have honest conversations about what the market is bearing and what advice he can give. Works diligently behind the scenes to get things done and spells things out in simple terms so you understand exactly what you are signing / doing in an otherwise confusing and complicated process.

5.0

Chris Petersen

6/11/2026

Everyone involved worked diligently to get us what we needed at an important time in our lives. Appreciate the hard work and thank you!

5.0

Christopher P.

6/11/2026 Wallingford, PA

????? Jimmy was fantastic to work with throughout our home-buying process. As first-time homebuyers, we had a lot of questions, and he was always patient, communicative, and willing to explain everything in a way that was easy to understand. He never made us feel silly for asking questions and was always available when we needed guidance. His personable approach helped make what could have been a stressful process feel much more manageable. We truly appreciated his support and would highly recommend him to anyone looking for a mortgage professional.

5.0

Emily Skane

6/5/2026

5.0

dawn ryburn

3/16/2026

Made it simple

4.8

Dawn M R.

3/16/2026 West Chester, PA

Thanks for your flexibility working with us. You helped with providing updates and informatio.

5.0

Cynthia T F.

2/5/2026 Aston, PA

Jimmy and the team did a great job from the start all the way through the end. Kept my wife and I informed during every step and were super easy to work with!

5.0

Matt Fehrle

1/28/2026

Jimmy and the team did a great job from the start all the way through the end. Kept my wife and I informed during every step and were super easy to work with.

5.0

Matthew F F.

1/28/2026 Aston, PA

5.0