Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Jeffrey Koch

Loan Consultant

With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with myself and New American Funding you'll receive: Professional advice and support in making your home financing decisionsA full spectrum of loan products from which to chooseConsistent communica...

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 392 reviews

The estimated costs at the time of procuriing the mortgage differed from the ultimate costs. The need for $100 in Cashiers check at the end of the process was unpleasant. The excessive escrow overfunding at the beginning of loan term (at 5 x actual taxes) this was borderline criminal.

4.3

Darwin R H.

6/2/2026 Elmhurst, IL

Each team member worked in our personal favor and very expediently with tight timeframes!

5.0

Joseph N.

3/24/2026 HAMMOND, IN

Jeff is amazing and so responsive and available at all hours . Our realtor agent said he wish everyone was as good as Jeff

5.0

Derek R.

3/23/2025 Cedarburg, WI

Tracie was always on top of what needed to be done and was very accommodating when we needed information. This is our second time working with Jeff and he always does an excellent job, making us confident, not only in his desire to serve us, but also his expertise in accomplishing whatever needs to be done.

5.0

William Craig L.

9/30/2024 Rolling Meadows, IL

Jeff always helped when needed.

5.0

Lynn K.

8/10/2024 East Tawas, MI

We had a very difficult situation - we were coming from Canada, our credit score had issues after looking at different mortgage companies - many other companies said they couldn’t provide us with a loan. Despite our unique situation, Jeff and Kristen did an amazing job to get us a great mortgage rate and they were always available which we really appreciated. Thank you!!

5.0

Hannah G.

7/23/2024 Glenview, IL

We also felt like we had someone on our team rooting for us vs. someone just going through the motions. It’s nice to have people on your team that what the best deal for you, and to make sure your first home buying experience is a positive one. We are super happy with working with Jeff!

5.0

Katharine Hopkins G.

7/1/2024 Chicago, IL

Great explanation of the loan process

4.8

Garrett M.

6/30/2024 Chicago, IL

4.3

Darwin R H.

6/2/2026 Elmhurst, IL

Each team member worked in our personal favor and very expediently with tight timeframes!

5.0

Joseph N.

3/24/2026 HAMMOND, IN

Jeff is amazing and so responsive and available at all hours . Our realtor agent said he wish everyone was as good as Jeff

5.0

Derek R.

3/23/2025 Cedarburg, WI

5.0

William Craig L.

9/30/2024 Rolling Meadows, IL

Jeff always helped when needed.

5.0

Lynn K.

8/10/2024 East Tawas, MI

5.0

Hannah G.

7/23/2024 Glenview, IL

5.0

Katharine Hopkins G.

7/1/2024 Chicago, IL

Great explanation of the loan process

4.8

Garrett M.

6/30/2024 Chicago, IL

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Jeffrey Koch

CLOSE FASTER WITH NAF CASH

Key Benefits

Jeffrey Koch

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Jeffrey Koch

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.