Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Edward Banuelos

Sales Manager

My name is Ed Banuelos, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Sales Manager, NMLS #794093, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 116 reviews

Very informative and always ready to answer question when I needed it.

5.0

Will T.

6/23/2026 Oxnard, CA

Ed is always available to discuss the details and he is proactive in working towards successful transactions.

5.0

F STEVEN B.

6/19/2026 Oxnard, CA

Ed was very caring, fair, and attentive to our needs. He was easily reachable any time of day including weekends.

5.0

Brendan K.

12/30/2025 Canyon Country, CA

Was always kept informed on progress of the loan. Communication was excellent.

5.0

Stephanie Dimakides

12/12/2024

5.0

Carlos Banuelos

12/6/2020

My sincerest appreciation to Ed and his team for handling a very challenging refinance (which was due to outside sources). Their experience and professionalism during the process showed they could be trusted in making sure every aspect of the loan would get executed, in order for it to fund. I highly recommend them due to their commitment to the clients they serve, as well as the loan process knowledge. I cannot Thank them enough for their diligent work with my loan!

5.0

Norma Valdez

2/9/2021

Ed Banuelos was great. He answered all my questions and kept clarifying complex loan concepts until I understood them. Thanks for your patience, Ed!

5.0

Orr Redko

12/30/2020

Ed is very knowledgeable and helpful in all aspects of securing the best home mortgage solutions! I highly recommend him and his team!

5.0

Steve Buenger

12/14/2021

Very informative and always ready to answer question when I needed it.

5.0

Will T.

6/23/2026 Oxnard, CA

Ed is always available to discuss the details and he is proactive in working towards successful transactions.

5.0

F STEVEN B.

6/19/2026 Oxnard, CA

Ed was very caring, fair, and attentive to our needs. He was easily reachable any time of day including weekends.

5.0

Brendan K.

12/30/2025 Canyon Country, CA

Was always kept informed on progress of the loan. Communication was excellent.

5.0

Stephanie Dimakides

12/12/2024

5.0

Carlos Banuelos

12/6/2020

5.0

Norma Valdez

2/9/2021

Ed Banuelos was great. He answered all my questions and kept clarifying complex loan concepts until I understood them. Thanks for your patience, Ed!

5.0

Orr Redko

12/30/2020

Ed is very knowledgeable and helpful in all aspects of securing the best home mortgage solutions! I highly recommend him and his team!

5.0

Steve Buenger

12/14/2021

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Edward Banuelos

CLOSE FASTER WITH NAF CASH

Key Benefits

Edward Banuelos

Sales Manager

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Edward Banuelos

Sales Manager

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.