Ilda Nogan

With over 20 years of experience in the mortgage industry, I bring extensive knowledge of residential lending, from pre-qualification to closing. I specialize in a variety of home loan products including Conventional, FHA, VA, and USDA loans, and pride myself on making the mortgage process as smooth and stress-free as possible for every client. My goal is to help individuals and families secure financing that fits their long-term financial goals—...

With over 20 years of experience in the mortgage industry, I bring extensive knowledge of residential lending, from pre-qualification to closing. I specialize in a variety of home loan products including Conventional, FHA, VA, and USDA loans, and pride myself on making the mortgage process as smooth and stress-free as possible for every client. My goal is to help individuals and families secure financing that fits their long-term financial goals—whether it’s purchasing a first home, refinancing for better terms, or expanding a real estate portfolio.

Over the years, I’ve gained extensive experience working with self-employed borrowers and understand the unique financial profiles and documentation challenges they often face. By leveraging our broad range of non-QM (non-qualified mortgage) products, I’m able to offer flexible and creative financing solutions that meet their individual needs and circumstances.

As a proud member of the New American Funding team, I am committed to delivering a high level of service rooted in integrity, clear communication, and personalized loan solutions. I take the time to explain key concepts like debt-to-income ratio, credit requirements, down payment assistance, and loan amortization, so my clients feel empowered and confident in their decisions.

Born in Portugal and raised in the U.S. since the age of 13, I understand the importance of trust and guidance during major life transitions like homeownership. I’m fluent in Portuguese, Spanish, French, and Italian, which allows me to serve our multicultural communities with sensitivity and clarity.

Licensed in New Jersey, Maryland, Pennsylvania, and Florida, I’m here to support a wide range of borrowers—from first-time homebuyers to seasoned investors. No matter where you are in your homeownership journey, I’ll provide expert insight, responsive support, and customized mortgage solutions that work for you.