Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Anne Toth

Loan Consultant

Anne Toth NMLS #330164 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Anne Toth is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

Customer Reviews

Our Customers Love Us!

4.8/5 Based on 28 reviews

buying a home is one of my top 3 stressfull experienced, anne calms me down, slow things to relieve anxiety, and most important assures me that everything is going to be ok

5.0

Dann August L A.

5/20/2026 Vacaville, CA

5.0

Htoo Akkar Lwin

10/6/2025

As a first time home buyer, I was very lucky to have found LoanDepot. They’re very knowledgeable and efficient. My loan officer, Ting, would patiently walk me through the entire process and answer my questions promptly, even outside of their office hours. She made me feel safe and confident to know that someone out there was working very hard to make sure I could buy my dream home. I recommend speaking with someone from LoanDepot if you’re looking into getting a loan.

5.0

Annie Wu

6/11/2022

Anne answer my questions all the time she did everything on her hands to help me get my house she is a great person.

5.0

Luis Angel M.

11/13/2025 Tulare, CA

Great for consult. Responsive. Provided any information we asked. Stood for us when a situation arose between the housing agents and us. Great communication. I really appreciate it.

5.0

Moe M.

10/6/2025 San Francisco, CA

Thanks for your help

5.0

Juan Carlos L.

10/1/2025 Lincoln, CA

Anne went out and beyond to help me with the loan. She is the best !! Being a realtor myself I will definitely suggesf her to my future clientale. appreciate all the transparency throughout the process. Sincerely Dinar.....

5.0

Dinar N K.

8/29/2025 Merced, CA

yes they very helpful with us I am happy to work with them

5.0

Harjinder K.

8/1/2025 Merced, CA

buying a home is one of my top 3 stressfull experienced, anne calms me down, slow things to relieve anxiety, and most important assures me that everything is going to be ok

5.0

Dann August L A.

5/20/2026 Vacaville, CA

5.0

Htoo Akkar Lwin

10/6/2025

5.0

Annie Wu

6/11/2022

Anne answer my questions all the time she did everything on her hands to help me get my house she is a great person.

5.0

Luis Angel M.

11/13/2025 Tulare, CA

Great for consult. Responsive. Provided any information we asked. Stood for us when a situation arose between the housing agents and us. Great communication. I really appreciate it.

5.0

Moe M.

10/6/2025 San Francisco, CA

Thanks for your help

5.0

Juan Carlos L.

10/1/2025 Lincoln, CA

5.0

Dinar N K.

8/29/2025 Merced, CA

yes they very helpful with us I am happy to work with them

5.0

Harjinder K.

8/1/2025 Merced, CA

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Anne Toth

CLOSE FASTER WITH NAF CASH

Key Benefits

Anne Toth

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Anne Toth

Loan Consultant

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.