Mortgage Loans | New American Funding

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Amber Ernst

Sales Manager

Amber Ernst is a dedicated Loan Consultant with solid experience in home loan origination. Amber Ernst, NMLS #406037 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 2,628 reviews

The ease of EVERYTHING, emails, texts, phone calls, just amazingly smooth and easy. Each and every person i had contact through text or email are so kind.

5.0

Debra M.

7/12/2026 Eldridge, IA

Amber and her team are always great to work with and on top of things theough the whole process. highy Recommend

5.0

Steve N.

7/11/2026 Bellevue, IA

When I recommend a client to Amber I am 100% confident that she and her team will do an excellent job. I never worry or stress about my deals beause I know they handle every detail and communicate with me along the way.

5.0

Kim B.

7/11/2026 Eldridge, IA

The Amber Ernst Team was exceptional with communication through out the entire loan process. They were also able to match another loan servicer, keeping the loan process local and closing on time!

5.0

Robin Bell

7/6/2026

The Amber Ernst team does an exceptional job with communication through the entire loan process! They were able to match another loan servicer, keeping the loan process local and on target for closing!

5.0

Robin B.

7/6/2026 Bettendorf, IA

Amber and her team were great to work with. Great communication, professionalism, and care for the work that they do. Made the process easy and comfortable.

5.0

Gabriel Torrens

7/3/2026

Great communication. Gave clarity when needed. Professionalism. Made the process easy and comfortable.

5.0

Gabriel T.

7/3/2026 Bettendorf, IA

5.0

Elia Gnesutta

7/1/2026

The ease of EVERYTHING, emails, texts, phone calls, just amazingly smooth and easy. Each and every person i had contact through text or email are so kind.

5.0

Debra M.

7/12/2026 Eldridge, IA

Amber and her team are always great to work with and on top of things theough the whole process. highy Recommend

5.0

Steve N.

7/11/2026 Bellevue, IA

5.0

Kim B.

7/11/2026 Eldridge, IA

The Amber Ernst Team was exceptional with communication through out the entire loan process. They were also able to match another loan servicer, keeping the loan process local and closing on time!

5.0

Robin Bell

7/6/2026

5.0

Robin B.

7/6/2026 Bettendorf, IA

Amber and her team were great to work with. Great communication, professionalism, and care for the work that they do. Made the process easy and comfortable.

5.0

Gabriel Torrens

7/3/2026

Great communication. Gave clarity when needed. Professionalism. Made the process easy and comfortable.

5.0

Gabriel T.

7/3/2026 Bettendorf, IA

5.0

Elia Gnesutta

7/1/2026

NAF News

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Amber Ernst

CLOSE FASTER WITH NAF CASH

Key Benefits

Amber Ernst

Sales Manager

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Amber Ernst

Sales Manager

Our Customers Love Us!

Homebuyer Education

Here’s Where the Housing Market Is Headed in the Second Half of 2026

Did Someone Die in the Home You Want to Buy? How to Find Out

States With the Lowest and Highest Property Taxes in 2026

The Pros and Cons of Reverse Mortgages for Older Homeowners

Get started with a custom mortgage rate quote today!

Stay One Step Ahead.