Michael Philips Photo

Michael Philips Area Manager

  • NMLS # 1031102

About Michael Philips

My name is Michael Philips, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Sr. Loan Consultant, NMLS #1031102, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

You're In Good Hands!

5/5 Based on 3 reviews
5/5

Meghin Hanks

Transaction Completed:
1/29/2024

"We’ve been looking for properties to purchase for a year and every time we found something, our LO Mike Phillips, was right there giving us multiple scenarios and best way to go about the transaction. We are so fortunate for his expertise and can’t recommend working with him enough!"

,
5/5

Meghin Yasmeen

Transaction Completed:
1/29/2024

"Mike is an expert and makes you feel that he has your best interest in my mind when discussing loan products and options. He made the transaction process very smooth and we can’t wait to work with him again !"

Fallbrook, CA
5/5

Rose

Transaction Completed:
1/27/2024

"Very Informed on the listing side with the buyers process of the loan."

Fallbrook, CA
Location

New American Funding

Murray Canyon

7676 Hazard Center Drive, suite 400
San Diego, CA 92108

Direct: 760-212-4486

Email: michael.philips@nafinc.com

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