You're In Good Hands!

4.93/5 Based on 179 reviews

5/5

Fe Ocampo

Transaction Completed:
2/2/2026

"Very friendly,respectful,understanding and full of Compassion to their clients like me being a.senior citizen.Thankyou very much again Mark and Charisse."

North Las Vegas, NV

5/5

Betty Ruth

Transaction Completed:
12/31/2025

"It was great because everyone was very professional and helpful. That means so much to me when people really care. Great job from the beginning to the closing. Happy New Year."

Houston, TX

5/5

Jonathan S

Transaction Completed:
11/4/2025

"Mark and Nina are excellent to work with"

Coats, NC

5/5

Jeromey D

Transaction Completed:
11/3/2025

"I had several issues with taxes, debt, and credit and was worried the loan would not close but Mark assured me that it would assume I almost decided to not go through with the refi-cash-out but I'm really glad I did and Mark took extra time to go over these issues as they arose to assure me they wouldn't be a problem and turns out he was right. He was very knowledgeable and very professional along the entire process."

Pensacola, FL

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

15 Year Fixed Rate Mortgage

Lets you pay off your home loan faster.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

calculate

Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

get payment

How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

get payoff

Housing News & Advice

Why Your Credit Score Keeps Changing and What Homebuyers Should Know

Here’s what causes shifts in your credit score. This is what you should watch for if you’re planning a home purchase. Read More

Saving for a Down Payment is Getting Easier—and Help is Available

Saving for a down payment has long been one of the biggest challenges for many aspiring homebuyers. Yet it may be getting a little easier fo... Read More

President Trump Taps Kevin Warsh as Next Fed Chair: Will Mortgage Rates Fall?

President Donald Trump announced Friday that he plans to nominate Kevin Warsh, a former U.S. Federal Reserve governor, to lead the nation’s ... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Mark Ray Sales Manager Assistant

About Mark Ray

Top Rated
Mortgage Lender

You're In Good Hands!