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Your Path to Homeownership Starts Here.
No SSN required. Zero credit impact. It takes less than 1 minute.
CLOSE FASTER WITH NAF CASH
Give your homebuyers the competitive edge they need in today's housing market. NAF Cash allows qualified buyers to make non-contingent cash offers, helping them stand out from the competition and close on their home with confidence. Fast approvals, flexible terms, and the backing of New American Funding's trusted expertise.
No SSN required. Zero credit impact. It takes less than 1 minute.
Make stronger, cash-backed offers
Close in as few as 10 days
No financing contingency needed
Seamless conversion to permanent financing
About your Loan Officer
Kaitlyn Scalera
Sr. Loan Officer
My name is Kaitlyn Scalera, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Sr. Loan Officer, NMLS #2024546, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.
LEARN MORE ABOUT NEW AMERICAN FUNDING’S PROMISE INITIATIVES
NAF Latino Focus - We are passionate about empowering the Latino community to achieve the American dream. By mirroring the communities we serve, we understand the nuances of working with the Latino community. NAF is committed to providing $10 billion in new mortgages to Latino homebuyers by 2028.
NAF Black Impact - We are dedicated to bridging the racial wealth gap. Our mission is to consciously empower the Black community through direct, action-oriented steps that elevate Black clients in achieving homeownership. NAF is committed to providing $20 billion in new mortgages to Black homebuyers by 2028.
NAF Heroes - We are on a mission to increase homeownership and career opportunities for military service members, Veterans, and their families. We are led by a diverse and passionate group of leaders and military Veterans, who care deeply about supporting those who have proudly served our country and all who have sacrificed.
NAF Pride - We are deeply committed to supporting the queer community and we’re actively working to create an environment that’s safe, fair, and caters to every homebuyer. Our goal is to support the LGBTQ+ community in their homeownership journey by providing comprehensive guidance and fostering healthy relationships.
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Your Pathway to Homeownership Starts Here
The goal of homeownership is closer than you think. NAF's Pathway to Homeownership is a first-time homebuyer down payment assistance program that offers qualified first-time buyers up to $6,000 in assistance—with no repayment required. Whether you need help with your down payment, closing costs, or other upfront expenses, this program makes your first home more accessible. Plus, it can be combined with other assistance programs for even more support. Ask about down payment assistance in (state).
No SSN required. Zero credit impact. It takes less than 1 minute.
Up to $6,000 in down payment assistance (no repayment) For first-time homebuyers
Down payments as low as 3%
Stackable with other assistance programs
Buy, Renovate, and Finance Your Home in One Loan
Why settle for a home that's almost perfect? Our home renovation loans let you purchase and improve your property with a single mortgage. Finance both the home purchase and renovation costs together, turning your vision into reality from day one.
No SSN required. Zero credit impact. It takes less than 1 minute.
Single loan for purchase + renovation
No need for separate construction financing
Up to 75% of after-renovation value
Licensed contractor network available
Build Your Dream Home with a One-Time Close Construction Loan
Give your homebuyers the competitive edge they need in today's housing market. NAF Cash allows qualified buyers to make non-contingent cash offers, helping them stand out from the competition and close on their home with confidence. Fast approvals, flexible terms, and the backing of New American Funding's trusted expertise.
No SSN required. Zero credit impact. It takes less than 1 minute.
Single closing = lower costs
Rate lock during construction
No requalification needed
Transitions seamlessly to permanent loan
Smart Moves Start Here.