Jacob Fragoso Photo

Jacob Fragoso Sr. Loan Officer

  • NMLS # 2076839
  • 39 Reviews
MPA 5-Star Retail Lender

About Jacob Fragoso

My name is Jacob Fragoso, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Sr. Loan Officer, NMLS #2076839, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit jdpower.com/awards.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Meet The Team

NAF American Dream Logo

Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities.

We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.

You're In Good Hands!

4.84/5 Based on 39 reviews


Transaction Completed:

"Jacob has the ability to create trust and although everything was handled through email and telephone, I felt I got to know who Jacob as a person. He is willing to go above and beyond and understands what customers services is and takes it to another level. As a first time buyer Jacob made sure I was educated on all options and provided me with material to increase my knowledge on all aspects of home purchasing to homeownership and throughout the process I never felt that he was doing something that wasn't in my best interest. Thankful I got Jacob to walk me through this first time experience."

Killeen, TX


Transaction Completed:

"Clear consistent communication"

Charlotte, NC


Transaction Completed:

"Accurate updates made this process painless."

Wauchula, FL


Transaction Completed:

"Jacob is very knowledgeable and supportive. He is very good at communicating what you need to do to get the most money out of your loan. He called me almost every week to check on my home process."

Las Vegas, NV

New American Funding


14511 Myford Road, Ste. 100
Tustin, CA 92780

Direct: 949-791-3593

Email: Jacob.Fragoso@nafinc.com

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