Jacob Fragoso Photo

Jacob Fragoso Sr. Loan Officer

  • NMLS # 2076839
  • |
  • LMB # 100537261

About Jacob Fragoso

My name is Jacob Fragoso, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Sr. Loan Officer, NMLS #2076839, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Meet The Team

NAF Black Impact Logo

Mission Statement: NAF Black Impact is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.

You're In Good Hands!

4.9/5 Based on 76 reviews

Juan Manuel

Transaction Completed:

"After talking to friends whom are homeowners and the stress they apparently endured during the process, I'm happy to say that Jacob made this experience one of the most easiest one could expect. He was very profesional at all times, but the unique trait that he carries was that he understood my sense of humor and talked to me like a human. It's super important, especially coming from a potential buyers stand point. The word \"mortgage\" for some is probably the scariest word, only because its life changing, and to have a lender like Jacob, who can laugh at your jokes and remain profesional makes one feel comfortable, as if you were having a conversation with a good friend. Jacob worked hard for us and has been there to answer any questions I had in a very quick timely manner, and at the end of the day, it resulted to making our dreams come true, and yes, with being first time home buyers, he popped our cherry! hahaha It was blessing to have worked with him in this amazing milestone for us. i couldn't imagine having it any other way."

Eaton, CO

Colton Seth

Transaction Completed:

"Awesome communication"

Hopkins, SC


Transaction Completed:

"Very helpful in every way possible did and excellent job"

Smyer, TX


Transaction Completed:

"What a great and HONEST guy!"

Tamarac, FL


Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity


New American Funding


14511 Myford Road, Ste. 100
Tustin, CA 92780

Direct: 949-791-3593

Email: jacob.fragoso@nafinc.com

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