Cristian Soto Photo

Cristian Soto Sr. Loan Officer

  • NMLS # 2036944

About Cristian Soto

Cristian Soto NMLS #2036944 is a trusted Sr. Loan Officer who is ready to make your dreams of owning a home a reality. Cristian Soto is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

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Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.

You're In Good Hands!

4.83/5 Based on 37 reviews


Transaction Completed:

"Personable, yet professional, and persistent, persistent meaning that in my case, as a customer, I had a few bad experiences previously and wasn't up for really going through the loan process, to be disappointed yet again. Cristian was kind and understanding, letting me know that New American Funding operated differently. Through the process, he stayed in contact with me on a regular basis. When our real estate agent didn't work out, he worked with the one I chose, to accomplish the ultimate goal of a home for me. His persistence and dedication were and are appreciated!"

Cabin Creek, WV


Transaction Completed:

"Communications beyond Cristian were somewhat troublesome, and your underwriters were absolute clown shoes. Cristian was awesome ??"

Ponca City, OK


Transaction Completed:

"I really can't put into words how great both Christian and Caroline were. They were both very clear with expectations and what was needed and what to expect next."

Salt Lake City, UT


Transaction Completed:

"Always stayed in contact"

Cochran, GA

New American Funding


14511 Myford Road, Ste. 100
Tustin, CA 92780

Direct: 714-332-9042


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