Carmen Meraz Photo

Carmen Meraz Sr. Loan Consultant

  • NMLS # 320196

About Carmen Meraz

Carmen Meraz is a dedicated Sr. Loan Consultant with solid experience in home loan origination. Carmen Meraz, NMLS #320196 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

You're In Good Hands!

4.97/5 Based on 270 reviews


Transaction Completed:

"Camren and her assistant were awesome. Great service. Attentive. Informative. Responded to questions in a timely (quickly actually) manner. Carmen made the process smooth and pleasant. Easy. Will keep Carmen Meraz email readily available for my next loan. And refer Carmen to friends and family. Thank you Carmen! Horacio Perez"

Downey, CA


Transaction Completed:

"Carmeb was on top of everything! We closed inb record time which made the seller, the listing agent AND the buyer so happy. It was a smooth transaction!"

Whittier, CA

Wilton R

Transaction Completed:

"We are very pleased on the service provided to us , will use them again if necessary, great team to work with, thank You"

Homeland, CA

Juan Enrique

Transaction Completed:

"Thanks Carmen it was nice doing business with you Thanks again"

La Puente, CA
NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.


New American Funding

CMD - Downey

10841 Paramount Blvd, # 204
Downey, CA 90241

Direct: 562-453-7652


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