Carmen Meraz Sr. Loan Consultant
- NMLS # 320196
About Carmen Meraz
Carmen Meraz is a dedicated Sr. Loan Consultant with solid experience in home loan origination. Carmen Meraz, NMLS #320196 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
4.9/5 Based on 269,421 Reviews
NAF360 is our commitment to 360 degrees of trust and respect.
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
Tennessee First-Time Homebuyer Guide
Buying your first home in Tennessee is an exciting opportunity. Owning a home gives you your own space and is a reliable way to build genera... Read More
You're In Good Hands!
"Camren and her assistant were awesome. Great service. Attentive. Informative. Responded to questions in a timely (quickly actually) manner. Carmen made the process smooth and pleasant. Easy. Will keep Carmen Meraz email readily available for my next loan. And refer Carmen to friends and family. Thank you Carmen! Horacio Perez"
"Carmeb was on top of everything! We closed inb record time which made the seller, the listing agent AND the buyer so happy. It was a smooth transaction!"
"We are very pleased on the service provided to us , will use them again if necessary, great team to work with, thank You"
"Thanks Carmen it was nice doing business with you Thanks again"
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.