You're In Good Hands!

4.99/5 Based on 109 reviews

5/5

Vicki

Transaction Completed:
1/28/2026

"Brad Baker's communication level was outstanding. His experience and knowledge of the loan industry made for a very smooth transaction. Cheers to his transaction team as well."

Lynchburg, VA

5/5

Julia Holmes

Transaction Completed:
1/5/2026

"Working with Brad was a great experience. He is always quick to respond and really knows his stuff when it came to the different mortgage options available. I never felt out of the loop or unsure about what was happening during the process—everything was explained clearly and there were no surprises. Brad made the whole mortgage process easy and stress-free, and I’d definitely recommend him to anyone looking for a mortgage lender they can trust."

5/5

Jordan Smith

Transaction Completed:
1/2/2026

"Cannot say enough good about Brad and the gang at New American Funding. Highly recommend!"

5/5

Wael Melek

Transaction Completed:
1/2/2026

"Excellent service and great communication from Brad and the NAF team. Highly recommended!"

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

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Mortgage Interest Rates Remain Low: Will Homebuyers Make a Move?

Mortgage interest rates continued to hover just above 6%, giving homebuyers a little financial breathing room as the spring housing market i... Read More

Fannie Mae and Freddie Mac: How They Make Homeownership Possible for Millions of Americans

Why are Fannie Mae and Freddie Mac so essential to the housing market? Keep reading to find out. Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Brad Baker

Loan Consultant

NMLS #2678454

Tel: (434) 219-7028

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Brad Baker Loan Consultant

About Brad Baker

Top Rated
Mortgage Lender

You're In Good Hands!