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Billy Gardner Sr. Loan Officer
- NMLS # 918248
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Direct:
330-368-2636 - |
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Email:
billy.gardner@nafinc.com
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Already Started an Application? Click Here
About Billy Gardner
Billy Gardner is a dedicated Senior Loan Officer with over 20 years of proven experience in home loan origination. As a proud military veteran, Billy brings a mission-focused commitment to serving the needs of his clients and the local community. Whether you are buying your first home or refinancing, his deep industry expertise demonstrates exactly why so many clients have placed their financial trust in New American Funding over the years.. NMLS #918248
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Sabrina
Transaction Completed:
4/4/2026
"Billy was communicative all through the loan process for my buyer"
Antonio
Transaction Completed:
3/21/2026
"He did a good job with this transaction follows up on everything make sure we had all the right documents. Very patient with me and the buyer. Thank you for all your help."
Kristina
Transaction Completed:
3/18/2026
"Billy walked me thru everything and was always accessible through email or if I needed to call. Billy was amazing. It was a great experience. Highly recommend. Zo was awesome as well. New American Funding is the best."
Rachel
Transaction Completed:
1/17/2026
"Billy and his Loan Processor (Brian) were wonderful, however the undewriting process was a nightmare. I would recommend Billy and Brian and day, but not the company as a whole as underwiring was overly zealous, and not timely in their corresponding."
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Meet The Team
Mission Statement: Our Military Heroes Focus is a dynamic initiative to increase homeownership and career opportunities for military service members, veterans, and their families. Our Military Heroes Focus is led by a diverse and passionate group of company leaders, military veterans, and other patriots who care deeply about supporting those who have served our Country and their families.
New American Funding
Broadview Heights
Broadview Heights, OH 44147
Direct: 330-368-2636
Email: billy.gardner@nafinc.com
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