- Homebuyers
- March 10, 2026
FHA Loans: Why This May Be the Best Mortgage for First-Time Homebuyers
FHA loans offer an array of benefits for cash-strapped first-time and repeat homebuyers.
Loan Types
Loan Types Articles
- Homebuyers
- February 9, 2026
Which Home Loans Offer the Lowest Interest Rates?
Interest rates often vary depending on what type of loan you choose. The length of the loan may also affect the rate, as will the size of the down payment, and other considerations.
- Housing News
- November 25, 2025
Big News for Homebuyers and Homeowners: Here are the New Loan Limits for 2026
With home prices continuing to rise, the federal government is set to increase the loan limits for the mortgages that most people use to buy a home or refinance their existing mortgage.
- Homebuyers
- November 13, 2025
Planning to Build Your Forever Home? How to Purchase Land with an FHA Loan
You may be able to use an all-in-one Federal Housing Administration (FHA) loan to help cover the cost of buying a piece of land and funding the construction of your new home.
- Homebuyers
- November 11, 2025
Making Homeownership More Accessible for Veterans: How to Access All the Benefits of a VA Loan
In a market where home prices remain high and mortgage rates can feel punishing, a U.S. Department of Veterans Affairs (VA) loan may be the key to unlocking homeownership for those who have served our country.
- Housing News
- November 10, 2025
Would 50-Year Mortgages Make Buying a Home More Affordable?
President Donald Trump has floated the idea of creating 50-year mortgages to make housing more affordable for homebuyers. But would a 50-year mortgage make it cheaper to own a home? That depends.
- Homebuyers
- November 4, 2025
How FHA Loans Provide a Flexible Path to Homeownership for First-Time Buyers
Federal Housing Administration (FHA) loans have become the key to unlocking homeownership for many first-time homebuyers who may struggle to qualify for other types of loans.
- Homebuyers
- October 28, 2025
Hoping to Save Money During the First Years of Your Mortgage? An Adjustable-Rate Mortgage or Buydown Loan May Be Right for You
Knowing how ARMs and buydown loans work and who they’re best suited for can help buyers decide which option fits their budget and long-term plans.
- Homebuyers
- October 16, 2025
Interested in Being a Real Estate Investor? The DSCR Mortgage May Be Right for You
Meet the Debt Service Coverage Ratio loan, aka a DSCR loan. This mortgage is designed for investors. Lenders look at the property’s income potential rather than the borrower’s personal finances when deciding whether to approve the loan.
- Homebuyers
- October 15, 2025
How a 3-2-1 Buydown Helped Us Land the Right Home in a Tough Market
For some, a buydown loan can be the key to becoming a homeowner. That was exactly the case for New American Funding's own Kasey Cruz. Here's her story.
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