With home prices continuing to rise, the federal government is set to increase the loan limits for the mortgages that most people use to buy a home or refinance their existing mortgage.
You may be able to use an all-in-one Federal Housing Administration (FHA) loan to help cover the cost of buying a piece of land and funding the construction of your new home.
In a market where home prices remain high and mortgage rates can feel punishing, a U.S. Department of Veterans Affairs (VA) loan may be the key to unlocking homeownership for those who have served our country.
President Donald Trump has floated the idea of creating 50-year mortgages to make housing more affordable for homebuyers. But would a 50-year mortgage make it cheaper to own a home? That depends.
Federal Housing Administration (FHA) loans have become the key to unlocking homeownership for many first-time homebuyers who may struggle to qualify for other types of loans.
Knowing how ARMs and buydown loans work and who they’re best suited for can help buyers decide which option fits their budget and long-term plans.
Meet the Debt Service Coverage Ratio loan, aka a DSCR loan. This mortgage is designed for investors. Lenders look at the property’s income potential rather than the borrower’s personal finances when deciding whether to approve the loan.
For some, a buydown loan can be the key to becoming a homeowner. That was exactly the case for New American Funding's own Kasey Cruz. Here's her story.
For many people, being self-employed is the dream. However, this can make it harder to get a traditional mortgage. That’s where non-QM loans come in.
Self-employed, small business owners, and gig workers may be eligible for a non-qualified (non-QM) mortgages.
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