Our Story

Opening our doors

More than two decades ago, Rick and Patty Arvielo embarked on a mission to create a unique mortgage company. By merging Rick's expertise in technology with Patty's extensive knowledge of mortgage lending, they revolutionized the lending process with cutting-edge technology. Today, NAF stands as one of the largest privately-owned mortgage lenders in the country.

Expanding our footprint

Located in Orange County, California, we have rapidly expanded to become a leading force in the home loan industry, boasting 316 locations across the nation. We manage a servicing portfolio that includes more than 283,200 loans valued at over $73.6 billion. Additionally, we are a direct mortgage lender, seller, and servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, with licenses in all 50 states.

Commitment to community

We are deeply committed to diversity and inclusion, which are core values that permeate our entire organization. Through initiatives like NAF Latino Focus, NAF Black Impact, NAF Pride, and NAF Heroes, we are dedicated to empowering underrepresented communities and fostering an environment of equality and respect.

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Our team

We take great pride in our diverse team of over 5,242 members, which includes 53% women, 39% from diverse backgrounds, and 36% millennials. At our core, we believe that our people are our most valuable asset. That's why we nurture their growth through mentorship programs and uphold a culture rooted in integrity, unity, innovation, and excellence.

Meet Our Team