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Lending With Intention

Our Story

Our Story

Opening Our Doors
Opening our doors

More than two decades ago, Rick and Patty Arvielo embarked on a mission to create a unique mortgage company. By merging Rick's expertise in technology with Patty's extensive knowledge of mortgage lending, they revolutionized the lending process with cutting-edge technology. Today, NAF stands as one of the largest privately-owned mortgage lenders in the country.

Expanding our footprint

Located in Orange County, California, we have rapidly expanded to become a leading force in the home loan industry, boasting 285 locations across the nation. We manage a servicing portfolio that includes more than 270,000 loans valued at $71 billion. Additionally, we are a direct mortgage lender, seller, and servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, with licenses in all 50 states.

Expanding our footprint
Commitment to community
Commitment to community

We are deeply committed to diversity and inclusion, which are core values that permeate our entire organization. Through initiatives like NAF Latino Focus, NAF Black Impact, NAF Pride, and NAF Heroes, we are dedicated to empowering underrepresented communities and fostering an environment of equality and respect.

Our team

We take great pride in our diverse team of over 4,700 members, which includes 54% women, 39% from various diverse backgrounds, and 36% millennials. At our core, we believe that our people are our most valuable asset. That's why we nurture their growth through mentorship programs and uphold a culture rooted in integrity, unity, innovation, and excellence.

Our team

Our Values

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Lead with Integrity

As a leader in the mortgage industry, we are committed to leading with integrity and paving the way.

hands

Stronger United

We offer a diverse and inclusive environment that encourages and values teamwork.

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Innovation Fuels Evolution

Innovation drives everything we do. We take calculated risk and encourage fresh ideas.

mountain

Pursue the Impossible

We look beyond the present to imagine future possibilities ahead of our competitors.

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Execution Drives Success

Our purpose fuels us as we conquer challenges, find solutions, and provide outstanding service.

people

People Come First

Our core values inspire change and ensure excellence for our colleagues and customers.