New American Funding Reviews

Honestly, not working with NAF at all. In the future, I will never work with the company again and will warn anyone I know not to as well. Horrible communication. Sneaky , disingenuos, felt like they were all looking out for the interest of the company and not the customer. Jon Williams was horrible. Never responded to anything I asked. LIED on our loan estimate to get us to pay for a locked in interest rate we never asked for. And when I requested to speak with his manager NUMEROUS times I was told that he wasn't available.

The mortgage officer lied to us. He told us to sign documents and he said today is end of the week that's why interest rate is little high so mthat's why I am not locking the interest rate today so next week I will lock the rate. we signed for 6.5 interest rate and we agreed to lock the rate but he recommended that do not lock the rate today rathe next week monday when new week will start interest rate he will see and lock it. Later on he didn't foll up anything and he didn't lock the rate for us. And when we started asking he told us I was busy so couldn't able to lock the rate. Next week I will do that. Later on he gave us 6.99 rate when and he said now market is highe, I can't do lower than that but we signed the documents for 6.5 rate. We checked everywhere rate was still 6.5 yhat time but he lied to us because we need to close that deal and we didn't have time. He compl forgot to follw up . He was a complete liar and dishonest person. the total team I worked with was so bad. They they forced me to buy points and we did and we closed the deal.on the market of 6.5 he gave us 6.99 rate whick is not expected . and we didn't ask that guy to wait and not to lock the rate. That was his decision and he suggested us. Entire time after we signed the do market didn't change at all whick infor we got from other lenders but he made a trap.

Complete lack of transparency. False expectations were created. Communication was horrible. The loan processor seemed to be the only person who responded with any value. You can reference my email and chat string if it matters.

katie was hard to get ahold of and didn't communicate with my realtor team. I was supposed to close July 11. On the day bedore before I received no communicarion about where we were at on the loan, and Katie did not say we had to push back the date. I'd hired movers for Saturday and turned on all my utilities. she was unreachable on Friday, day of closing. Then finally around 3:30 I get a call from realtor that she had to push back closing to Monday. this is unprofessional and unreasonable. I understand things have to be pushed back, but not 30 minutes before closing.

Closing was scheduled for June 5th. I was never called or emailed to tell me it was not happening. Brian Lacasa forgot to lock the file for closing. I ended up having to call in to find this out. They never called me. I was scrambling for a place to live for the next week. They submitted a claim on my behalf to pay for it but of course it was denied.

Sr Loan officer never seemed to know what was going on

Communication is horrible . Make promises he could not fillful Lure me in with grants total $16,000 plus $1000 for first responder. Never told me it was income base, then was told I am 40% over the required income for the grant. then told me it would cost about 32,000 to close and i signed the disclosure . Then told me I it would cost like 48,000 because of my income and I would have to pay my car and 1 credit card off. when the loan processor took over i closing cost was 58,000 then 62,300 because of the taxes . Andrew lied about everything and blamed everyone else for His mistake. ii did not even get a single grant or the $1000 for being forst responder . Andrew is horrible!!!

This was an absolute horrible experience. I am not exaggerating when I say this was bad. From start to finish there was issues. I always had to reach out to get information. I was told a bunch of things that weren't true or just wasn't correct. I had to go around our loan officer to his boss and even still had major issues. With the reputation of NAF I am beyond surprised this was our experience. I understand for them its it's not personal selling this house but to my family and I this is our first home. I was very disappointed in what we received from them and the lack of communication. We had issues all the way up to even at our closing time . So in other words I would never recommend NAF to anyone. I can't believe this is how they conduct business and still stay in business. 10/10 disappointed in every aspect.