Low interest rates inspire many homeowners to refinance. Lower rates can mean lower monthly payments and significant long-term savings. Here are some options:
Fixed-Rate Mortgage: Consistent interest rate and monthly payment for the entire loan term, aiding budget planning.
FHA Refinance Program: Lower debt and interest rates for existing FHA loan holders, with refinancing up to 95% of the home's value.
Improving your credit score through timely payments and responsible borrowing can qualify you for better mortgage interest rates. Consult a refinance specialist to explore options tailored to your credit history.
Reverse Mortgage
Homeowners aged 62+ can convert home equity into cash for retirement needs with a Reverse Mortgage. Funds can be received as monthly payments, a lump sum, or a line of credit. Contact an experienced loan officer to better understand how a Reverse Mortgage could benefit you.
At New American Funding, we offer an unparalleled end-to-end New American Mortgage® experience. Our commitment goes beyond providing a loan; we genuinely care about you and are dedicated to helping you achieve the dream of homeownership.
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