Give your homebuyers the competitive edge they need in today's housing market. NAF Cash allows qualified buyers to make non-contingent cash offers, helping them stand out from the competition and close on their home with confidence. Fast approvals, flexible terms, and the backing of New American Funding's trusted expertise.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Make stronger, cash-backed offers
Close in as few as 10 days
No financing contingency needed
Seamless conversion to permanent financing
BUY, RENOVATE, AND FINANCE YOUR HOME IN ONE LOAN
Why settle for a home that's almost perfect? Our home renovation loans let you purchase and improve your property with a single mortgage. Finance both the home purchase and renovation costs together, turning your vision into reality from day one.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Single loan for purchase + renovation
No need for separate construction financing
Up to 75% of after-renovation value
Licensed contractor network available
Build Your Dream Home with a One-Time Close Construction Loan
Stop managing multiple loans for your construction project. One-Time Close construction loans streamline the entire process from groundbreaking to move-in day. Lock your mortgage rate upfront, avoid multiple closings, and work with experienced construction lending specialists who guide you every step of the way.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Single closing = lower costs
Rate lock during construction
No requalification needed
Transitions seamlessly to permanent loan
SELF-EMPLOYED? WE HAVE FINANCING SOLUTIONS FOR YOU
Traditional lenders often make it difficult for self-employed professionals and business owners to qualify for a home loan. Non-QM loans recognize that W-2s don't tell the whole story. Whether you're a freelancer, contractor, entrepreneur, or small business owner, we use alternative documentation like bank statements to prove your income and get you approved.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Bank statement income verification
Self-employment friendly guidelines
No tax return requirements (on some programs)
Competitive rates for strong credit
About your Loan Officer
Kiet Hoang
Sr. Loan Officer
Customer Reviews
Our Customers Love Us!
4.6/5Based on 16 reviews
His persistence to get the deal done. Amazing person.
5.0
Daniel G.
9/3/2026New Bern, NC
Communication was great
5.0
Shawn L.
8/11/2026Crawfordville, FL
As I mentioned to Kiet , Jeff's involvement was what soured my experience. He wasn't easily accessible nor did he seem to care as much about gettin me to the finish line as he did with \"processing my file\" . With mortgages being one of BIGGEST transactions of more consumers life, it should be treated as such
5.0
Roger Sherman J.
8/11/2026Godwin, NC
Good communication and closed on time.
4.0
Alan B.
8/8/2026Crawfordville, FL
Kiet was very knowledgeable and helpful in the process. It was when he handed the file over to a different loan processor to complete the process that there was a little bit of a hiccup. We almost did not close in time. My only recommendation would be to be mindful of closing dates and work within that timeframe.
5.0
Jennie S.
7/3/2026Phoenix, AZ
I wasn't experienced with the process but both the loan advisor and loan processor took the time to explain things to me throughly and always asked if i had any questions.
5.0
Alicia C.
6/18/2026Fremont, MI
Kiet worked well with my Buyer clients who were on a tight contract deadline and he communicated directly with me to make sure I always knew where they were in the process. He ensured that the Buyers knew exactly what paperwork/Info they needed to provide. Kiet & his team were organized and moved the transaction along to ensure no delays. NAF was even ready to close a day or two early and My Buyers were very happy!
5.0
Tricia J.
6/11/2026Astatula, FL
Kiet was great. Responsive, knowledgeable and worked hard for my client. I am very happy with how this went.
5.0
Candice S.
6/10/2026Fremont, MI
His persistence to get the deal done. Amazing person.
5.0
Daniel G.
9/3/2026New Bern, NC
Communication was great
5.0
Shawn L.
8/11/2026Crawfordville, FL
As I mentioned to Kiet , Jeff's involvement was what soured my experience. He wasn't easily accessible nor did he seem to care as much about gettin me to the finish line as he did with \"processing my file\" . With mortgages being one of BIGGEST transactions of more consumers life, it should be treated as such
5.0
Roger Sherman J.
8/11/2026Godwin, NC
Good communication and closed on time.
4.0
Alan B.
8/8/2026Crawfordville, FL
Kiet was very knowledgeable and helpful in the process. It was when he handed the file over to a different loan processor to complete the process that there was a little bit of a hiccup. We almost did not close in time. My only recommendation would be to be mindful of closing dates and work within that timeframe.
5.0
Jennie S.
7/3/2026Phoenix, AZ
I wasn't experienced with the process but both the loan advisor and loan processor took the time to explain things to me throughly and always asked if i had any questions.
5.0
Alicia C.
6/18/2026Fremont, MI
Kiet worked well with my Buyer clients who were on a tight contract deadline and he communicated directly with me to make sure I always knew where they were in the process. He ensured that the Buyers knew exactly what paperwork/Info they needed to provide. Kiet & his team were organized and moved the transaction along to ensure no delays. NAF was even ready to close a day or two early and My Buyers were very happy!
5.0
Tricia J.
6/11/2026Astatula, FL
Kiet was great. Responsive, knowledgeable and worked hard for my client. I am very happy with how this went.
Get started with a custom mortgage rate quote today!
Your Path to Homeownership Starts Here.
No SSN required. Zero credit impact. It takes less than 1 minute.
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