Scott Walton

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

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Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About Me

Branch Manager

Scott Walton is an experienced mortgage lender serving Wake Forest, Raleigh and the surrounding North Carolina market. With over 27 years of experience in mortgage lending and real estate, Scott brings a perspective that goes well beyond simply finding a loan program. Scott began his career in real estate in 1999 and spent years working onboth the real estate and lending sides of the transaction. That backgroundgives him a unique understand...

Scott began his career in real estate in 1999 and spent years working on
both the real estate and lending sides of the transaction. That background
gives him a unique understanding of what buyers, sellers and real estate agents
experience throughout the homebuying process. Today, he uses that experience to
help protect his clients, anticipate potential issues and structure financing
that fits their individual goals.

Whether working with a first-time homebuyer, move-up buyer, veteran or
experienced real estate investor, Scott believes the mortgage
process should begin with education. Rather than offering a one-size-fits-all
solution, he takes the time to explain available options and help borrowers
understand how factors such as down payment, credit, debt-to-income ratio and
long-term financial goals affect their mortgage strategy.

Scott also works with homeowners and investors who want to think
strategically about real estate. He helps clients evaluate whether their goals
focus on cash flow, long-term appreciation or a combination of both, and can
help homeowners understand ways the equity they have built may fit into a
broader real estate investment strategy.

For Scott, communication is just as important as the loan itself. Having
worked as a Realtor, he understands how much buyers and agents depend on the
lender to manage timelines, communicate clearly and keep the transaction moving
toward closing. His goal is to make a complicated process easier to understand
and less stressful for everyone involved.

For the last 8 years Scott has been part of the Wake Forest
and Raleigh community and wants to be more than the lender
someone calls for a single transaction. His goal is to become a long-term
mortgage resource for his clients, their families and their friends, someone
they can turn to when they have questions about buying, refinancing, investing
or planning their next move.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 20 reviews

Scott and Laura were amazing. While the beginning was unfortunate rocky, they made everything right and finished it with the best of their abilities and im thankful.

5.0

Christopher Michael L.

9/30/2026 Newport, NC

Scott and his team were great with oushing through the process the wntire entire time making sure we never stressed over any of the details and answred answered alk questions whenever we had them

5.0

Grace T.

9/17/2026 Bailey, NC

The whole NAF team was very responsive and quick helping secure this VA loan this is by far the best experience ever Scott Walton and his team are amazing and I would 110% recommend them to anyone looking to buy a home!!! Thank you NAF team - The Brown Family

5.0

Ryan J B.

9/8/2026 Oxford, NC

Scott Walton was excellent to work with on my recent investment property mortgage. He was knowledgeable, professional, and made the entire process smooth and straightforward. Highly recommend him for anyone looking for a reliable mortgage professional.

5.0

Jason Keith B.

8/24/2026 Raleigh, NC

out of all the people I worked with I felt that they all looked out for me especially john stockstill .he was my first initial encounter and did a wonderful job thankyou

4.2

Sakina D.

8/9/2026 Kinston, NC

My buyer changed to a FHA loan a week before closing date to take advantage of the NC Housing downpayment assistance which most assuredly would delay closing, but it didn't for we closed on time. Scott & his team were amazing & looking forward to our next closing.

5.0

Peggy B.

8/5/2026 Kinston, NC

Scott is truly a pleasure to work with. He always goes the extra mile to make sure his clients feel comfortable, well-informed, and confident throughout the home-buying process. He takes the time to answer every question and is available when his clients need him most, even outside of normal business hours. His dedication, professionalism, and genuine care set him apart. I can't say enough great things about Scott and would highly recommend him to anyone looking to buy a home!

5.0

Ashley B.

7/6/2026 Clayton, NC

Scott and his team are excellent at communicating. They explained each step, each document, everything . I appreciate their attention to detail along with their positive attitude during all these documents going everywhere . Scott was awesome and showed genuine care for me and my fiancé to close on our first home . I will be recommending Scott and his team to each person who brings up lenders . Thank you so much to Scott for all the hard work and attention to detail to allow us to close with no hiccups ! You are all amazing !

5.0

Noah P.

7/6/2026 Clayton, NC

Scott and Laura were amazing. While the beginning was unfortunate rocky, they made everything right and finished it with the best of their abilities and im thankful.

5.0

Christopher Michael L.

9/30/2026 Newport, NC

Scott and his team were great with oushing through the process the wntire entire time making sure we never stressed over any of the details and answred answered alk questions whenever we had them

5.0

Grace T.

9/17/2026 Bailey, NC

5.0

Ryan J B.

9/8/2026 Oxford, NC

5.0

Jason Keith B.

8/24/2026 Raleigh, NC

out of all the people I worked with I felt that they all looked out for me especially john stockstill .he was my first initial encounter and did a wonderful job thankyou

4.2

Sakina D.

8/9/2026 Kinston, NC

5.0

Peggy B.

8/5/2026 Kinston, NC

5.0

Ashley B.

7/6/2026 Clayton, NC

5.0

Noah P.

7/6/2026 Clayton, NC