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Vincent Lau Loan Consultant
- NMLS # 482413
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Direct:
510-303-2817 - |
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Email:
vincent.lau@nafinc.com
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Already Started an Application? Click Here
About Vincent Lau
Vincent Lau is a dedicated Loan Consultant with solid experience in home loan origination. Vincent Lau, NMLS #482413 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Asha
Transaction Completed:
6/7/2026
"Amazing loan officer. Vince is the best.Prompt professional and thorough."
Ali
Transaction Completed:
6/1/2026
"working with Vince has been a great experience. His knowledge, skill set, communication and commitment is outstanding! He is always available for questions and conversations. He knows how to engage with others in the process. I would definitely recommend him to friends and family for home loans. Outstanding job Vince!!"
Enmer Emmanuel
Transaction Completed:
5/25/2026
"I highly recommend Vincent Lau for anyone looking to purchase a home. Vincent was extremely helpful throughout the entire process and took the time to show me different loan scenarios to help me understand all my options and find the best solution for my situation. My loan process was not the easiest, but Vincent worked hard, stayed patient, and helped make it happen. He was knowledgeable, responsive, and always willing to answer questions and guide me through the process. His support and dedication made what could have been a stressful process much smoother. Thank you, Vincent, for all your hard work and help making my home purchase possible."
Fakhrolsadat
Transaction Completed:
5/24/2026
"Vinc's knowledge, patience, confidence and great willingness to help and positive attitude. He simplified the process and guided us through it step by step and met all the timelines. He was always available to answer questions and help ."
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Housing News & Advice
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Meet The Team
Our Mission and Vision
Our Mission:
To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.
Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.
EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
Ready to elevate your real estate game?
Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity
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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
San Jose CA 2462
San Jose, CA 95110
Direct: 510-303-2817
Email: vincent.lau@nafinc.com
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