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Steve Ellingson Loan Consultant

  • NMLS # 644094
  • 161 Reviews

About Steve Ellingson

I have been a commercial & residential real estate loan originator in the Pacific Northwest since 2002 and currently licensed for Washington State. I earned my BA degree in 1998 from Washington State University in Sociology, 2nd major in Criminal Justice, with minors in Political Science & Philosophy. I was a keynote speaker at Housing Washington 2007 while working at the Washington Home ownership Center as their HOPE Counselor Program manager. I spent 2007 & 2008 traveling around Washington teaching continuing education for Realtors and mortgage professionals while educating home buyers about home ownership as well as providing foreclosure prevention services. I was also instrumental in building the official curriculum used in the Washington State Housing Finance Commission's Home buyer Education / House key training. I enjoy time with my two children & friends, hiking in the Olympics, hunting, traveling, and day trips on his motorcycle .

Favorite Quote: "We're so busy watching out for what's just ahead of us that we don't take time to enjoy where we are." - Bill Watterson

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

4.96/5 Based on 161 reviews


Transaction Completed:

"Steve is knowledgeable, friendly and professional!"

Mount Vernon, WA


Transaction Completed:

"Prompt response time in emails and questions."

Mount Vernon, WA


Transaction Completed:

"Second time working with Steve. He's a great communicator and stays on top of any issue. He even went as far as taking his own time to deliver a few documents to my house for signing so I would not have to travel to his office."

Port Orchard, WA


Transaction Completed:

"Steve is patient, and very quick to respond to questions."

Tacoma, WA

New American Funding


19735 10th Ave NE, Ste. N203
Poulsbo, WA 98370

Direct: 360-442-4048

Mobile: 360-621-2872


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