Michelle Piccinini Loan Consultant
- NMLS # 227880
About Michelle Piccinini
My name is Michelle Piccinini, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Loan Consultant, NMLS #227880, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
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Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.
You're In Good Hands!
"The regular communication and not having to wait for responses. They were also very clear in their communication and I didn't have to ask them to elaborate."
"We had such a hard time finding a house that would be acceptable to VA standards AND within our price range. Michelle and Dee stuck with us through 2 failed contracts, until we finally found our forever home. Despite the struggle, the loan process was overall very smooth and not stressful. I believe they got the best rate possible for us, given our financial circumstances. Our family of six and two furbabies will be starting our new chapter of life soon. ?? We are so grateful!"
"Communication is key and they show it. They make the process easy and understandable, they take their time with their clients to ensure the process is smooth and quick. They show they love what they do and go above and beyond everytime!!"
"Communication was excellent, very friendly personable staff. You all made this a smooth stress free experience."
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.