About Phil Chenier
Phil graduated from the Cal State University system with a degree in English. After graduation he became a loan officer and has since arranged thousands of loans for all levels of buyers. Phil is a state licensed loan officer for New American Funding who arranges loans in Los Angeles and Orange Counties. He has a long history of working with first, second and multiple time home buyers. He attributes his high success rate at arranging loans to his ability to listen to buyers’ goals and needs. Once he has a working knowledge of the financial abilities of the buyer he can then help craft a loan program that suits the individual buyers’ plans for the future while offering the most competitive pricing.
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Mortgage Lender
4.9/5 Based on 269,421 Reviews
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect.
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
You're In Good Hands!
Gerald
Transaction Completed:
10/4/2023
"Phil always answered his phone and if he didn't he would call back right away. Getteing a hold of a lender for answers is very important to me and he was always on top of the loan from start to finish."
Farid
Transaction Completed:
12/11/2017
"Phil is the man! Enjoy working with him, & my wife and are thankful for all his help, inputs, and his professionalism. We would HIGHLY recommed him and his team to everyone we know. Thank you Phil. F. Rezai"
Christopher
Transaction Completed:
11/2/2017
"We have used Phil and his team for several loans and over and over he amazes me. Not only that he has worked with my whole family and been nothing but amazing! Thanks as always Phil!"
Vanessa
Transaction Completed:
11/16/2018
"Phil and his staff, Karina Munoz, were very patient and caring throughout the entire process. They assisted with any questions or concerns I had."
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New American Funding
Long Beach
Long Beach, CA 90803
Direct: 714-612-5054
Email: phil.chenier@nafinc.com
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