Give your homebuyers the competitive edge they need in today's housing market. NAF Cash allows qualified buyers to make non-contingent cash offers, helping them stand out from the competition and close on their home with confidence. Fast approvals, flexible terms, and the backing of New American Funding's trusted expertise.
Why settle for a home that's almost perfect? Our home renovation loans let you purchase and improve your property with a single mortgage. Finance both the home purchase and renovation costs together, turning your vision into reality from day one.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Single loan for purchase + renovation
No need for separate construction financing
Up to 75% of after-renovation value
Licensed contractor network available
Build Your Dream Home with a One-Time Close Construction Loan
Stop managing multiple loans for your construction project. One-Time Close construction loans streamline the entire process from groundbreaking to move-in day. Lock your mortgage rate upfront, avoid multiple closings, and work with experienced construction lending specialists who guide you every step of the way.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Single closing = lower costs
Rate lock during construction
No requalification needed
Transitions seamlessly to permanent loan
SELF-EMPLOYED? WE HAVE FINANCING SOLUTIONS FOR YOU
Traditional lenders often make it difficult for self-employed professionals and business owners to qualify for a home loan. Non-QM loans recognize that W-2s don't tell the whole story. Whether you're a freelancer, contractor, entrepreneur, or small business owner, we use alternative documentation like bank statements to prove your income and get you approved.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Bank statement income verification
Self-employment friendly guidelines
No tax return requirements (on some programs)
Competitive rates for strong credit
About Me
Matthew Burnham
Branch Manager
Customer Reviews
Our Customers Love Us!
4.9/5Based on 379 reviews
So easy to work with
4.0
Britnie Soderholm
10/4/2026
Very easy to work with and was always there to communicate
5.0
Britnie S.
10/4/2026Zimmerman, MN
Everyone helped me get into my
4.0
Jennifer B.
10/2/2026Princeton, MN
Easy to work with & we were always in the loop with where we were in the process.
5.0
Allison L M.
9/28/2026Stillwater, MN
Great service and communication and all our questions were answered and followed up on.
5.0
Ashley S.
9/18/2026Elk River, MN
Made everthing seem so easy and great communitcation.
5.0
Jack S.
9/15/2026Buffalo, MN
Maria was exceptional to work with from start to finish! She went above and beyond to make things work for her client, and even put in tons of work after hours to accommodate a client's demanding schedule. As a real estate agent I work with many lenders, but Maria stands out for her communication and ability to get things done quickly and efficiently for buyers.
5.0
Victoria Litteral
9/1/2026
excellent brainstorming, collaborative, responsive and thorough in joint reviews
5.0
Mitchell J H.
8/29/2026Saint Cloud, MN
So easy to work with
4.0
Britnie Soderholm
10/4/2026
Very easy to work with and was always there to communicate
5.0
Britnie S.
10/4/2026Zimmerman, MN
Everyone helped me get into my
4.0
Jennifer B.
10/2/2026Princeton, MN
Easy to work with & we were always in the loop with where we were in the process.
5.0
Allison L M.
9/28/2026Stillwater, MN
Great service and communication and all our questions were answered and followed up on.
5.0
Ashley S.
9/18/2026Elk River, MN
Made everthing seem so easy and great communitcation.
5.0
Jack S.
9/15/2026Buffalo, MN
Maria was exceptional to work with from start to finish! She went above and beyond to make things work for her client, and even put in tons of work after hours to accommodate a client's demanding schedule. As a real estate agent I work with many lenders, but Maria stands out for her communication and ability to get things done quickly and efficiently for buyers.
5.0
Victoria Litteral
9/1/2026
excellent brainstorming, collaborative, responsive and thorough in joint reviews
Get started with a custom mortgage rate quote today!
Your Path to Homeownership Starts Here.
No SSN required. Zero credit impact. It takes less than 1 minute.
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