Debra Garrett Photo

Debra Garrett New Hire Training Manager

  • NMLS # 774869

About Debra Garrett

With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice. 

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

You're In Good Hands!

5/5 Based on 12 reviews


Transaction Completed:

"Deb was great and so was everyone else I had communications with!!! Great Job NAF!!!!!"

Trenton, MI


Transaction Completed:

"Deb is great! Working with her over the course of 2018 has been an absolute treat. She is dedicated and prompt. To be open, I don't know that this would have been possible without her help! Deb will be there whenever you're in need, will answer all of your questions, and does what is needed to get you where you need to be. "



Transaction Completed:

"I would like to say that this is my second time doing business with New American Funding. The first time was to obtain new financing for our new home purchase and this second time for a cash-out refinancing. The reason we called back New American was because of Debra Garrett. At the time of our home purchase a couple years ago Ms. Garrett was always available for a call and made the process painless. I would like to say that your company is lucky to have Ms. Garrett as an employee. "

Cape Coral, FL


Transaction Completed:

"Debra made the whole process so simple, and kept me updated constantly! She is very knowledgeable and was sure to answer any and all of my questions, she went out of her way to look at all possible options for me for in my loan process. She did an amazing job, I really appreciated all the reassurance and support. It really made everything so much less stressful. Definitely would recommend her to family and friends!!! "

Eastpointe, MI

New American Funding


14511 Myford Road, Ste. 100
Tustin, CA 92780

Direct: 586-945-0537


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