- Videos
- October 16, 2025
Your Mortgage Isn't Your Loan. So, What Is It Then?
For many people, the terms “mortgage” and “home loan” may be interchangeable. But they have two different meanings. Let's break it down.
Homebuyers
Homebuyers Articles
- Videos
- October 2, 2025
What Are Mortgage Discount Points? A Potential Money-Saver
Wouldn’t it be nice to be able to save some money on your mortgage? One way to do that is by buying discount points, which can reduce your payments.
- Videos
- September 25, 2025
Why Homebuyers Need Title Insurance
Title insurance is essential for protecting homeowners and lenders from potential issues with someone showing up and claiming they are the rightful owners of the property.
- Videos
- September 18, 2025
How Much Do You Need to Save to Buy a Home?
When planning to buy a home, many people focus on saving for the down payment. But there’s another important part of the financial equation that people shouldn’t overlook: closing costs.
- Videos
- September 11, 2025
Is an Adjustable-Rate Mortgage Right for You?
An adjustable-rate mortgage is just what it sounds like, a home loan where the mortgage interest rate adjusts at certain points in the life of the loan.
- Videos
- September 4, 2025
What You Need to Know About 1-0 Buydowns
If you want to buy a home but are concerned about starting off with a large monthly mortgage payment, you may be able to ease into homeownership with a slightly smaller bill.
- Videos
- August 28, 2025
Why You Need to Know About Pre-Paid Closing Costs
When you're closing on a home loan, you'll likely encounter some upfront costs beyond your down payment. These are called closing costs.
- Videos
- August 21, 2025
Fixed-Rate vs. Adjustable-Rate Mortgages
There are a lot of decisions when it comes to buying a home. One of the most important choices (beyond which home to buy, of course) is what type of home loan you’re going to use to purchase that property.
- Videos
- August 15, 2025
What’s Included in a Mortgage Payment?
When you make a mortgage payment, you’re not just paying off your home loan itself. Your mortgage payment includes several other important costs that are part of owning a home.
- Videos
- August 7, 2025
What is Mortgage Insurance? Why It Could Affect Your Bottom Line
Buyers generally pay mortgage insurance every month, rolled into their monthly payments.
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