- Guides
- January 17, 2025
Washington, D.C. First-Time Homebuyer Guide 2026
This is how first-time homebuyers can purchase a home in Washington, D.C.
First-Time Homebuyers
First-Time Homebuyers Articles
- Guides
- September 16, 2024
First-Time Homebuyer Guide: Your Step-by-Step Path to Homeownership
Buying your first home can be both thrilling and a bit intimidating. It is the largest purchase you may ever make. But with the right help and preparation, you may be able to turn your homeownership dreams into reality.
- Guides
- March 28, 2024
Arkansas First-Time Homebuyer Guide 2026
Thinking about buying a home in The Natural State but don’t know where to begin? Read on to learn more about the benefits of buying a home in Arkansas, the programs and loans you can use to purchase your first home, and about how New American Funding can help you fund your dream.
- Guides
- March 15, 2024
Minnesota First-Time Homebuyer Guide 2026
How much a first-time homebuyer has to put down on a home depends on the loan type and their unique financial profile. For example, VA loans offer zero down payment, while the down payment on a Conventional loan can be anywhere between 3%-20%.
- Guides
- February 29, 2024
Arizona First-Time Homebuyer Guide 2026
The minimum down payment a borrower may put down on a home in Arizona depends on the loan. The down payment can be as low as 0% (USDA and VA loans), 3% (Conventional loans), or 3.5% (FHA loans).
- Guides
- February 29, 2024
Louisiana First-Time Homebuyer Guide 2026
The minimum down payment a borrower may put down on a home in Louisiana depends on the loan. The down payment can be as low as 0% (USDA and VA loans), 3% (Conventional loans), or 3.5% (FHA loans).
- Guides
- February 29, 2024
Illinois First-Time Homebuyer Guide 2026
Several loans may be available to first-time homebuyers that offer low or no down payments. These include FHA, VA, and USDA loans. Each loan comes with its own set of unique applicable qualifications in addition to the requirements of the lender offering them.
- Guides
- February 29, 2024
Ohio First-Time Homebuyer Guide 2026
There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs.
- Guides
- February 28, 2024
South Dakota First-Time Homebuyer Guide 2026
New American Funding offers an assistance program for first-time homebuyers called The Pathway to Homeownership. Specifically available to first-time homebuyers, eligible borrowers may receive up to $8,000* in financial assistance.
- Guides
- February 28, 2024
Alaska First-Time Homebuyer Guide 2026
The credit score needed by a first-time homebuyer in Alaska will depend on the loan type you are applying for as well as your financial situation.
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