Zach is outstanding! His professionalism, knowledge, and dedication to customer service truly set him apart. He is responsive, dependable, and always goes above and beyond to make the lending process smooth and stress-free. I highly recommend Zach to anyone looking for a knowledgeable and trustworthy loan specialist. Five-star service all the way!
5.0
Joey R.
10/13/2026Cookeville, TN
Zachary did an absolutely outstanding job getting us through our VA home purchase. He was knowledgeable and always one step ahead, making sure everything was handled correctly. Zachary made the process stress free for us. We could not have asked for a better advocate.
Thank you Zachary.
5.0
Karen Bohanan
10/6/2026
The experience was great because my loan officer was supportive, responsive, and helpful throughout the entire process. Even when unexpected issues came up, he took the time to explain things, find solutions, and guide you through each step instead of leaving you to figure things out on your own.
5.0
Ashley S.
9/30/2026
Zach is outstanding! His professionalism, knowledge, and dedication to customer service truly set him apart. He is responsive, dependable, and always goes above and beyond to make the lending process smooth and stress-free. I highly recommend Zach to anyone looking for a knowledgeable and trustworthy loan specialist. Five-star service all the way!
5.0
Joey R.
10/13/2026Cookeville, TN
Zachary did an absolutely outstanding job getting us through our VA home purchase. He was knowledgeable and always one step ahead, making sure everything was handled correctly. Zachary made the process stress free for us. We could not have asked for a better advocate.
Thank you Zachary.
5.0
Karen Bohanan
10/6/2026
The experience was great because my loan officer was supportive, responsive, and helpful throughout the entire process. Even when unexpected issues came up, he took the time to explain things, find solutions, and guide you through each step instead of leaving you to figure things out on your own.
5.0
Ashley S.
9/30/2026
CLOSE FASTER WITH NAF CASH
Give your homebuyers the competitive edge they need in today's housing market. NAF Cash allows qualified buyers to make non-contingent cash offers, helping them stand out from the competition and close on their home with confidence. Fast approvals, flexible terms, and the backing of New American Funding's trusted expertise.
The goal of homeownership is closer than you think. NAF's Pathway to Homeownership is a first-time homebuyer down payment assistance program that offers qualified first-time buyers up to $9,000 in assistance—with no repayment required. Whether you need help with your down payment, closing costs, or other upfront expenses, this program makes your first home more accessible. Plus, it can be combined with other assistance programs for even more support. Ask about down payment assistance.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Up to $9,000 in down payment assistance (no repayment) for first-time homebuyers
Down payments as low as 3%
Stackable with other assistance programs
Build Your Dream Home with a One-Time Close Construction Loan
Stop managing multiple loans for your construction project. One-Time Close construction loans streamline the entire process from groundbreaking to move-in day. Lock your mortgage rate upfront, avoid multiple closings, and work with experienced construction lending specialists who guide you every step of the way.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Single closing = lower costs
Rate lock during construction
No requalification needed
Transitions seamlessly to permanent loan
SELF-EMPLOYED? WE HAVE FINANCING SOLUTIONS FOR YOU
Traditional lenders often make it difficult for self-employed professionals and business owners to qualify for a home loan. Non-QM loans recognize that W-2s don't tell the whole story. Whether you're a freelancer, contractor, entrepreneur, or small business owner, we use alternative documentation like bank statements to prove your income and get you approved.
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