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Your Path to Homeownership Starts Here.
No SSN required. Zero credit impact. It takes less than 1 minute.
About your Loan Officer
Joanna Ward
Sr. Loan Officer
Joanna Ward is a dedicated Sr. Loan Officer with almost three decades experience in home loan origination. Joanna Ward, NMLS #231215 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
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Homebuyer Education
Your Pathway to Homeownership Starts Here
The goal of homeownership is closer than you think. NAF's Pathway to Homeownership is a first-time homebuyer down payment assistance program that offers qualified first-time buyers up to $6,000 in assistance—with no repayment required. Whether you need help with your down payment, closing costs, or other upfront expenses, this program makes your first home more accessible. Plus, it can be combined with other assistance programs for even more support. Ask about down payment assistance in (state).
No SSN required. Zero credit impact. It takes less than 1 minute.
Up to $6,000 in down payment assistance (no repayment) For first-time homebuyers
Down payments as low as 3%
Stackable with other assistance programs
Buy, Renovate, and Finance Your Home in One Loan
Why settle for a home that's almost perfect? Our home renovation loans let you purchase and improve your property with a single mortgage. Finance both the home purchase and renovation costs together, turning your vision into reality from day one.
No SSN required. Zero credit impact. It takes less than 1 minute.
Single loan for purchase + renovation
No need for separate construction financing
Up to 75% of after-renovation value
Licensed contractor network available
Build Your Dream Home with a One-Time Close Construction Loan
Give your homebuyers the competitive edge they need in today's housing market. NAF Cash allows qualified buyers to make non-contingent cash offers, helping them stand out from the competition and close on their home with confidence. Fast approvals, flexible terms, and the backing of New American Funding's trusted expertise.
No SSN required. Zero credit impact. It takes less than 1 minute.
Single closing = lower costs
Rate lock during construction
No requalification needed
Transitions seamlessly to permanent loan
Smart Moves Start Here.