About Tom Reichenbach
My mission is to establish lifetime relationships with each of my clients by earning your trust and providing you with individual solutions tailored to your specific needs.
I have been helping homeowners obtain the American Dream
since 1993. In today’s market, it’s imperative that you work with a reputable
loan officer and that you have the most current loan programs available when
making some of the biggest financial decisions of your lifetime. Now, more than
ever, experience and reputation matter!

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Meet The Team

From the Blog
You're In Good Hands!
Christina
Transaction Completed:
11/27/2023
"I was sad I didn’t lock in at 7.5%. I signed so many docs that I wasn’t sure if I locked in and found out I hadn’t. The interest rate was 7.75% by the time we lock in the rate. I’m disappointed in that, but with everything going on in my life, it’s no wonder I forgot."
Gary
Transaction Completed:
11/25/2023
"Ease of access. Quick response and answers."
Maria
Transaction Completed:
11/9/2023
"Tom is top notch on every level. I will absolutely be using his service again. The man is Awesome!"
Boris
Transaction Completed:
10/2/2023
"Great specialist"
Mortgage Calculators
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New American Funding
Mendota Heights
Mendota Heights, MN 55120
Direct: 612-240-4142
Email: Tom.R@nafinc.com
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