About Ricky Miranda
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:
- Professional advice and support in making your home financing decisions
- A full spectrum of loan products from which to choose
- Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
- Industry leading close times
Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
Pennsylvania First-Time Homebuyer Guide
Dreaming of buying your first home in Pennsylvania but put off by the costs? As a first-time homebuyer, you could be able to access thousand... Read More
You're In Good Hands!
"Was easy process"
"Great communication and transparency"
"Great experience Thank you for all your help Ricky!"
"Rickys knowledge, explanations, and willingness to help no matter the task at hand"